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12 Ruthwell Dr, Bella Vista, AR, 72715

3beds
2baths
2,349sqft
$550,000
$234price/sqft
$3,502/moest. monthly cost
$140,080/yrincome needed

About This Home

Better than new & beautifully designed, this 2023-built Bella Vista home offers the perfect blend of comfort, style, & easy living. Featuring 3 bedrooms, 2 baths, a dedicated office, & 2 living areas, this home was thoughtfully designed to give everyone room to live, work, & unwind. The kitchen is a standout with top-of-the-line appliances, quality finishes, newly installed pull-out drawers & a layout that flows effortlessly into the main living spaces. A temp-controlled wine room adds a unique touch, while the new storage building offers practical space for hobbies, gear, or extras. Outdoors, enjoy both a screened-in back porch & a beautiful stone patio designed for relaxing or entertaining while taking in the natural surroundings. Located near Highlands Golf Course, Branchwood Recreation Center, & just minutes from bike & hiking trails, this home has quick access to some of Bella Vista’s most loved amenities. Why wait for new construction when this one is already complete & simply waiting for you to call it home?

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

9/10
Gravette Middle SchoolGrades 6-86.5 mi
5/10
Gravette High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Block,Crawlspace
  • Roof: Architectural,Shingle
  • Construction materials: Other,See Remarks,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Oven,Dryer,Dishwasher,Electric Water Heater,Microwave,Propane Range,Refrigerator,Washer,ENERGY STAR Qualified Appliances,Plumbed For Ice Maker
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic,Built-in Features,Ceiling Fan(s),Cathedral Ceiling(s),Pantry,Split Bedrooms,Walk-In Closet(s),Window Treatments,Multiple Living Areas,Mud Room,Storage,Wine Cellar,Workshop
  • Window features: Blinds
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,349
  • Total interior livable area: 2,349 sqft

Property

Details

  • Parcel number: 1627146000
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Deck,Enclosed,Patio,Porch,Screened
  • Exterior features: Concrete Driveway
  • Spa features: Community
  • Fencing: None
  • Waterbody name: Loch Lomond

Lot

  • Lot size: 0.38 Acres
  • Features: Cleared,City Lot,Landscaped,Level,Subdivision,Close to Clubhouse,Near Golf Course

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Tornado
Wildfire

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance $290$3,480
Property Taxes $261$3,132
Electricity $170$2,041
Total$3,502$42,024

Income You'd Need if You Spent...

35% on housing$120,068/yr
40% on housing$105,060/yr
45% on housing$93,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 72715$188
Benton County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 72715$223
Benton County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$550,000
2023-10-16Sold$493,740
2021-08-04Sold$11,500
2006-08-21Sold$15,000

For Sale by Agent

AgentKelly McDonald
BrokerageCrye-Leike REALTORS-Bella Vista

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