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636 Wallingford Rd, Bel Air, MD, 21014

2beds
3baths
1,671sqft
$415,000
$248price/sqft
$3,025/moest. monthly cost
$121,000/yrincome needed

About This Home

Welcome to easy, low-maintenance living at its finest in The Overlook at Gateway, a premier 55+ community in the heart of Bel Air! This spacious 2-bedroom, 2.5-bath residence is one of the largest floor plans offered in the community and has been hardly lived in, showing like new. Designed with comfort and entertaining in mind, the open floor plan features 9-foot ceilings, beautiful wood floors, and abundant natural light throughout. The spacious primary suite offers a relaxing sitting area, a generous walk-in closet, and an en-suite bath. The second bedroom also features its own walk-in closet, and you'll appreciate the exceptional amount of storage and closet space found throughout the home. A new washer and dryer add even more convenience. Step onto your private balcony and enjoy peaceful views overlooking the scenic Ma & Pa Trail, creating a tranquil, park-like setting right outside your door. You'll love feeling surrounded by nature while still being just minutes from downtown Bel Air's shops, restaurants, and everyday conveniences. This home also includes two deeded garage parking spaces, allowing you to leave the snow scraper behind in the winter and stay dry on rainy days with direct indoor access. Residents of The Overlook at Gateway enjoy outstanding amenities, including a community room, fitness center, and a full calendar of social activities, making it easy to stay active and connected. Don't miss this rare opportunity to own one of the community's largest and most desirable residences in an unbeatable location.

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

10/10
Bel Air Elementary SchoolGrades PK-50.2 mi
8/10
Bel Air Middle SchoolGrades 6-80.7 mi
5/10
Bel Air High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Microwave,Dishwasher,Disposal,Dryer - Front Loading,Icemaker,Refrigerator,Stainless Steel Appliances,Stove,Washer - Front Loading

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Carpet,Combination Kitchen/Living,Elevator,Floor Plan - Open,Kitchen - Gourmet,Pantry,Recessed Lighting,Sprinkler System,Walk-in Closet(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Heat Pump(s)
  • Cooling features: Central A/C

Interior Area

  • Total structure area: 1,671
  • Total interior livable area: 1,671 sqft

Property

Details

  • Parcel number: 03235203

Features

  • Levels: One
  • Stories: 1

Parking

  • Parking features: Attached Garage,Parking Lot,Underground

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$126$1,512
Property Taxes $520$6,240
Electricity $281$3,374
Total$3,025$36,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,714/yr
40% on housing$90,750/yr
45% on housing$80,666/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 21014$173
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21014$218
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$415,000
2021-08-30Sold$387,900
2020-11-04Sold$381,270
2020-06-26Sold$306,175
2020-02-20Sold$369,506

For Sale by Agent

AgentLauren Francioli
BrokerageLong & Foster Real Estate, Inc

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