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118 Cedar Ridge Dr, Canton, MS, 39046

5beds
3baths
3,174sqft
$730,000
$230price/sqft
$4,882/moest. monthly cost
$195,280/yrincome needed

About This Home

Country Living at Its Best on 5.7 Beautiful Acres - If you've been dreaming of space, privacy, and a home that truly has it all—this is it. This 3,174 sq ft home sits on 5.7 gorgeous acres and offers 5 bedrooms and 3 baths with a super functional layout. The moment you walk in, the open floor plan feels welcoming and bright. The living room features a wood vaulted ceiling, cozy gas log fireplace, and built-ins. The kitchen is made for gathering—gas cooktop, farmhouse sink overlooking the property, a big island with seating, and plenty of space for a large dining table. And the pantry? It's massive—room for everything and then some. One of the most unique features is the oversized laundry room, complete with tons of storage and even a dog bath. You've got 4 bedrooms and 2 baths downstairs plus a huge upstairs space that works perfectly as a bedroom, bonus room, or guest suite—with its own full bath and even a separate office, craft room or climate controlled storage. The primary suite is a standout, with a bathroom that includes a freestanding tub, a large walk-in shower with multiple shower heads (rainfall, standard, and handheld), dual vanities, and an incredible closet you'll have to see to believe. There is an additional bedroom across the hall that would make a great office or sitting room and has a door accessing the back porch. The additional bedrooms are tucked on the opposite side of the home with a spacious shared bath, giving everyone their own space. Step outside and it just keeps getting better—a covered back porch overlooks the saltwater pool and peaceful acreage filled with beautiful trees. There's also a greenhouse for gardening lovers and a full-home generator for extra peace of mind. It's the kind of place where you can slow down, spread out, and really enjoy where you live.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

9/10
Luther Branson SchoolGrades PK-54.7 mi
6/10
Velma Jackson High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2024

Materials

  • Foundation: Post-Tension,Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Exhaust Fan,Microwave,Self Cleaning Oven,Stainless Steel Appliance(s),Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Beamed Ceilings,Bookcases,Built-in Features,Ceiling Fan(s),Double Vanity,Kitchen Island,Pantry,Soaking Tub,Stone Counters,Vaulted Ceiling(s),Breakfast Bar
  • Flooring: Vinyl,Ceramic Tile
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Multi Units

Interior Area

  • Total structure area: 3,174
  • Total interior livable area: 3,174 sqft

Property

Details

  • Parcel number: 094e15018/02.00

Features

  • Levels: One and One Half
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Outdoor Pool,Salt Water
  • Patio & porch: Front Porch,Rear Porch,Slab
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 5.72 Acres
  • Features: Cul-De-Sac,Front Yard,Landscaped,Many Trees

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Side,Gravel,Parking Pad,Shared Driveway,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Drought
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$519$6,228
Property Taxes $377$4,524
Electricity $295$3,541
Total$4,882$58,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,382/yr
40% on housing$146,460/yr
45% on housing$130,186/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 39046$139
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39046$173
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$730,000
2019-10-03Sold--

For Sale by Agent

AgentLori Bragg
BrokerageMarketplace Real Estate

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