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310 Drowsy Rd, Hardinsburg, KY, 40143

1beds
1baths
912sqft
$189,000
$207price/sqft
$1,315/moest. monthly cost
$52,600/yrincome needed

About This Home

Welcome to 310 Drowsy Rd in Hardinsburg, KY!!! Here you will find: *912+/- livable square ft *Locared in a Rough River Lake community * Rental friendly *Massive wraparound porch on the side and back *Creek on the property with several small waterfalls on it *2 lots *.93+/- total acreage *Vaulted ceilings *Open concepts *1 bed *1 bath, but is plummed to add a half bath in the utility room *Greenhouse *Carport *Garage *Minutes from Rough River State Park *Minutes from Nick's Boat Dock Very cute and clean house/property. Won't last long! Schedule your tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 2018

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 912

Foyer

  • Level: First

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: MiniSplit/Ductless,Propane
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Property

Details

  • Parcel number: SH 26

Features

  • Stories: 1
  • Patio & porch: Wrap Around,Deck
  • Fencing: Wood
  • Waterfront features: Creek

Lot

  • Lot size: 0.93 Acres
  • Features: Corner Lot,Cleared,Wooded

Parking

  • Parking features: Detached,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Cold Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$121$1,452
Property Taxes $85$1,020
Electricity $154$1,850
Total$1,315$15,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,085/yr
40% on housing$39,450/yr
45% on housing$35,066/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 40143$145
Breckinridge County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40143
Breckinridge County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$213,000
2026-03-29Price change$215,000
2026-03-09Listed for sale$220,000

For Sale by Agent

AgentBrad J Hockenberry
BrokerageKeller Williams Elite

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