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10115 Fosset St, Ijamsville, MD, 21754

3beds
3baths
2,806sqft
$419,900
$150price/sqft
$3,026/moest. monthly cost
$121,040/yrincome needed

About This Home

Welcome to 10115 Fosset Street, a stunning Ijamsville condo blending modern luxury with everyday warmth. The main level features an inviting open-concept layout, perfect for entertaining. The gourmet kitchen shines with a large island, ample cabinet space, and a private balcony just outside- ideal for your morning coffee. This level also includes a convenient coat closet and a versatile under-stair storage nook. Smart upgrades abound, including a Nest thermostat, Nest doorbell, and a tankless water heater. Upstairs, you'll find the laundry room and a primary suite that serves as a true sanctuary. With elegant French doors, the primary bedroom also boasts vaulted ceilings and a bathroom with double shower heads and two vanities. A second full bath upstairs with a double vanity ensures seamless morning routines for everyone. Storage is a standout feature in this home, with three dedicated walk-in closets providing incredible space. Beyond the front door, the location offers an unparalleled lifestyle in the heart of the highly desirable Oakdale school district. The neighborhood is remarkably quiet and exceptionally walkable, making it a dream for pet owners or those who enjoy a peaceful stroll. You are just steps away from the vibrant new Shops at Lake Linganore and perfectly positioned near the future site of the New Market Library. This home offers the rare opportunity to enjoy a serene, established community while being at the center of some of Frederick County’s most exciting new amenities.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
8/10
Oakdale Middle SchoolGrades 6-80.3 mi
7/10
Oakdale High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Shingle Siding,Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,806

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,806
  • Total interior livable area: 2,806 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1109597932
  • Zoning: .
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$104$1,248
Property Taxes $442$5,304
Electricity $357$4,290
Total$3,026$36,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,748/yr
40% on housing$90,780/yr
45% on housing$80,693/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 21754$247
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21754$201
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$434,900
2026-04-23Listed for sale$440,000
2023-12-09Listing removed--
2021-12-08Sold$375,000
2021-10-28Pending sale$362,500
2021-10-22Listed for sale$362,500

For Sale by Agent

AgentThomas Campbell
BrokerageCharis Realty Group

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