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2902 Ruth St, Corpus Christi, TX, 78405

2beds
1baths
954sqft
$139,900
$147price/sqft
$1,372/moest. monthly cost
$54,880/yrincome needed

About This Home

Well-maintained 2-bedroom, 1-bath home offering 954 square feet of efficient living space in a 2018 build. This property has been consistently cared for and is move-in ready, featuring a functional layout with modern finishes. Conveniently located near downtown Corpus Christi with easy access to shopping, dining, and major roadways. Priced at $145,000, this is a strong option for buyers seeking an affordable primary residence or a solid investment opportunity.

Getting Around

74
WalkingVery Walkable
37
TransitSome Transit
63
BikeBikeable

Schools

6/10
Zavala Elementary SchoolGrades PK-50.3 mi
3/10
Martin Middle SchoolGrades 6-81.5 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Disposal,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen Island
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 954
  • Total interior livable area: 954 sqft

Property

Details

  • Parcel number: 840900120555

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Open,Patio
  • Fencing: Wood

Lot

  • Lot size: 3,123 sqft
  • Features: Other

Parking

  • Parking features: Concrete,Front Entry

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$177$2,124
Property Taxes $250$3,000
Electricity $238$2,859
Total$1,372$16,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,040/yr
40% on housing$41,160/yr
45% on housing$36,586/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 78405$43
Nueces County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 78405
Nueces County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$145,000
2026-02-09Listing removed$145,000
2026-01-26Listed for rent$1,450
2025-11-10Price change$145,000
2025-09-16Price change$155,000
2025-07-15Price change$165,000
2025-05-05Price change$155,000
2025-03-07Price change$159,999
2025-03-04Listed for sale$160,000
2022-06-30Sold--
2022-06-14Pending sale$129,000
2022-05-29Contingent$129,000
2022-05-20Listed for sale$129,000

For Sale by Agent

AgentKristen Wise Henning
BrokerageKeller Williams Coastal Bend

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