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4313 Twenty Grand Dr, Indian Trail, NC, 28079

3beds
3baths
2,711sqft
$545,000
$201price/sqft
$3,731/moest. monthly cost
$149,240/yrincome needed

About This Home

Absolutely stunning home in the highly sought-after Bonterra community! This beautifully appointed residence is filled with thoughtful upgrades and unique design features, including charming farmhouse-style wainscoting in the living area, a beautifully updated half bath with shiplap accents, and wood flooring throughout the main living spaces. Step outside to your own private outdoor oasis, featuring a custom paver patio complete with a gazebo and fire pit—perfect for entertaining guests or enjoying relaxing evenings under the stars. Inside, the chef’s kitchen is sure to impress with a large center island, gas range, stainless steel appliances, and a stylish butler’s pantry/bar area with a built-in wine cooler. The spacious owner’s suite offers a peaceful retreat with a vaulted ceiling and an expansive walk-in closet. The luxurious owner’s bath features dual vanities and a beautifully tiled walk-in shower with dual shower heads. Generously sized secondary bedrooms provide plenty of space for family or guests, while the conveniently located upstairs laundry room adds everyday functionality as well as the additional bonus room/flex space. This exceptional home perfectly blends style, comfort, and thoughtful design—welcome to your new sanctuary in Bonterra!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Poplin Elementary SchoolGrades PK-50.5 mi
10/10
7/10
Porter Ridge High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Microwave,Oven,Plumbed For Ice Maker,Wall Oven,Wine Refrigerator
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Flooring: Hardwood
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 2,711

Flex Space

  • Level: Upper

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,711
  • Total interior livable area: 2,711 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 07022032
  • Zoning: AP6
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Exterior features: Fire Pit

Lot

  • Lot size: 0.15 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$173$2,076
Property Taxes $551$6,612
Electricity $252$3,030
Total$3,731$44,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,920/yr
40% on housing$111,930/yr
45% on housing$99,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 28079$218
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28079$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$545,000
2026-03-12Listed for sale$555,000
2024-03-28Sold$562,000
2019-12-27Sold$317,000

For Sale by Agent

AgentLilliah Moseley
BrokerageRedfin Corporation

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