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19136 Cartwright Ct, Bend, OR, 97702

4beds
5baths
3,867sqft
$3,460,000
$895price/sqft
$23,408/moest. monthly cost
$936,320/yrincome needed

About This Home

Located in the highly sought-after neighborhood of Tartan Druim, this light and airy custom home overlooks the Highlands and impressive Cascade Mountain views. Decked out with unique touches, this 3,867 sf home features 2 primary suites, one on the main and one up, vaulted great room, office, 2 additional en-suites and bonus family room. Finishes include white oak flooring, quartzite counters in the kitchen, Thermador range, oversized fridge, cool lighting, quartz and marble bath counters, designer tile, fireplaces in the great room and family room, central vac, A/C, and huge 3 car garage with 10' doors. Outside experience space and views from the covered patio and enjoy the gas fireplace, built in BBQ, and hot tub. Situated across the street from Tartan Place featuring 3 acres of grass, bocce, firepit, grill, kitchen and restrooms. Close to schools, shopping, and recreation, including direct access to Phil's Trail. Tetherow amenities include 2 pools, fitness, social activities & more!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
58
BikeBikeable

Schools

8/10
10/10
Cascade Middle SchoolGrades 6-81.4 mi
10/10
Summit High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Stemwall
  • Roof: Composition,Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northwest
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Range Hood,Refrigerator,Washer,Water Heater,Wine Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5

Features

  • Built-in Features,Double Vanity,Enclosed Toilet(s),Kitchen Island,Linen Closet,Open Floorplan,Pantry,Primary Downstairs,Soaking Tub,Solid Surface Counters,Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Family Room,Gas,Great Room,Outside
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,867
  • Total interior livable area: 3,867 sqft

Property

Details

  • Parcel number: 262420
  • Zoning description: UAR10
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Association,Cabana,Community,Fenced,Heated,In Ground,Lap,Outdoor Pool,Pool/Spa Combo
  • Patio & porch: Covered Deck
  • Exterior features: Built-in Barbecue
  • Spa features: Spa/Hot Tub
  • Has view: Yes
  • View description: Mountain(s),Neighborhood,Territorial

Lot

  • Lot size: 0.57 Acres
  • Features: Adjoins Public Lands,Landscaped,Level,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Electric Vehicle Charging Station(s),Garage Door Opener,On Street,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,495$209,940
Home Insurance *$671$8,052
Property Taxes $4,892$58,704
Electricity $350$4,211
Total$23,408$280,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$802,560/yr
40% on housing$702,240/yr
45% on housing$624,213/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$895This listing

vs Other Active Listings

Avg $/sqft

ZIP 97702$414
Deschutes County$359

vs Homes Sold Last Month

Median $/sqft

ZIP 97702$357
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$3,460,000
2020-01-27Sold$1,922,526

For Sale by Agent

AgentStephanie Wilson Ruiz
BrokerageCascade Hasson SIR

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