4644 Vignette Way, Sarasota, FL, 34240
About This Home
Unlock Unbeatable Value: Assume an FHA Loan at an Astounding 3.49% Interest Rate! Seize a truly rare opportunity to own a meticulously maintained 3-bedroom, 2.5-bathroom townhouse in Palmer Place at Artistry, Sarasota, for an unbeatable price of $312,000. What makes this offering truly exceptional is the potential to assume an existing FHA loan at an astounding 3.49% interest rate! This is your chance to secure an incredibly low mortgage payment and significantly enhance your homeownership affordability in a vibrant community. Built in 2019, this spacious 1,758 SqFt home presents a fantastic blend of comfort and convenience, ready for you to move in and personalize to your taste. Step inside to an inviting layout that reflects modern design principles, providing ample space for everyday living and entertaining. While showcasing its original builder quality, this home has been meticulously cared for, offering a clean canvas for you to infuse your personal style and desired upgrades over time. Enjoy peaceful moments and picturesque scenery from your private back patio, which boasts tranquil lake views – a serene backdrop for morning coffee or evening relaxation. The convenience continues with an attached one-car garage, providing secure parking and additional storage. Palmer Place at Artistry is a community designed for ease of living, offering a pet-friendly environment and the flexibility of renting your unit one time per year with an 8-12 month lease, providing a potential income opportunity. Location is key, and this home delivers! You're just moments away from area shopping, diverse dining options, and recreational parks. Plus, the world-renowned Siesta Key Beach is a convenient 14-mile drive, making weekend getaways effortless. Don't miss this rare opportunity to own a well-located, well-maintained home with fantastic potential in the heart of Sarasota County. This is your chance to refine a home to your exact specifications while securing an exceptionally low mortgage rate and enjoying all that the vibrant Sarasota area has to offer! Schedule your showing today – this value won't last long!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Concrete,Stucco,Wood Frame
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside
Balcony Porch Lanai
- Level: First
- Area: 91
- Dimensions: 7x13
Bathroom1
- Features: Tub With Shower
- Level: Second
Bedroom1
- Features: Built-in Closet
- Level: Second
- Area: 180
- Dimensions: 12x15
Bedroom2
- Features: Built-in Closet
- Level: Second
- Area: 192
- Dimensions: 12x16
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 117
- Dimensions: 9x13
Features
- Ceiling Fan(s)
- Window features: Hurricane Shutters
- Flooring: Carpet,Luxury Vinyl
Foyer
- Level: First
- Area: 72
- Dimensions: 4x18
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,204
- Total interior livable area: 1,758 sqft
Kitchen
- Level: First
- Area: 132
- Dimensions: 11x12
Living Room
- Level: First
- Area: 143
- Dimensions: 11x13
Primary Bathroom
- Features: Shower No Tub
- Level: Second
Primary Bedroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: Second
- Area: 216
- Dimensions: 12x18
Property
Details
- Parcel number: 0232020136
- Attached to another structure: Yes
- Zoning: RSF1
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Irrigation System
- Has view: Yes
- View description: Water
- Water view: Water
Lot
- Lot size: 2,200 sqft
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Sarasota County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $303 | $3,636 |
| Electricity | $197 | $2,366 |
| Total | $2,190 | $26,280 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $310,000 |
| 2026-03-06 | Pending sale | $310,000 |
| 2026-01-26 | Price change | $310,000 |
| 2025-11-26 | Listed for sale | $312,000 |
| 2025-08-18 | Listing removed | $312,000 |
| 2025-06-12 | Listed for sale | $312,000 |
| 2019-08-22 | Sold | $211,036 |
For Sale by Agent
View on Zillow