138 Cold Harbor Ct, Mount Washington, KY, 40047
About This Home
PRICED FOR A QUICK SALE-DON'T MISS THIS EXCEPTIONAL VALUE! Tons of upgrades when home was being built. Beautiful curb appeal welcomes you to this craftsman style home with stone accents, decorative gables and covered front porch. Situated on a spacious .42-acre cul-de-sac lot in Mt Washington's desirable Bogard Woods Subdivision. Built in 2018, this 5-bedroom, 3-full-bath home offers approximately 2,732 finished square feet and plenty of room to spread out. The main level features 9 ft ceilings and an open, inviting floor plan with 3 bedrooms and 2 full baths. The spacious living area features a beautiful tray ceiling and a built-in entertainment center. The kitchen offers 42-in cabinetry, recessed lighting and large island. Additional touches throughout include LVP flooring, wainscoting, custom trim, tiled bathroom floors and showers, and upgraded closet systems. The finished walkout basement is a standout feature, offering an entire second living space that's ideal for multi-generational living, extended family or guests. It includes a full kitchen with 42-in cabinetry, large quartz island and all appliances, spacious living and dining area with a custom built-in entertainment center with electric fireplace. There's also 2 additional bedrooms with upgraded closets, a full bath with double vanities and jetted tub, and a separate laundry room with washer and dryer hook-ups. Extra storage under the stairs. Outside, enjoy the 12x12 covered upper deck overlooking the 30-foot above ground pool and surrounding lower patio, perfect for entertaining. The additional driveway provides extra parking and convenient access to the walkout basement, while a raised-bed garden area adds another nice touch to the backyard. Located in the highly sought-after Mt. Washington School District, this home offers the perfect combination of space, quality, and value.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2018
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Vinyl Siding,Stone Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished,Exterior Entry,Walkout Finished
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Basement
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Area
- Level: First
Family Room
- Level: Basement
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 1,316
- Finished area above ground: 1,416
Full Bathroom
- Level: First
Full Bathroom
- Level: Basement
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,416
- Total interior livable area: 2,732 sqft
Kitchen
- Level: First
Kitchen
- Level: Basement
Laundry
- Level: First
Laundry
- Level: Basement
Living Room
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 063W0020028
Features
- Stories: 2
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck,Patio,Porch
- Fencing: Partial,Wood
Lot
- Lot size: 0.42 Acres
- Features: Sidewalk
Parking
- Total spaces: 2
- Parking features: Attached,Entry Front,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Lightning
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance * | $259 | $3,108 |
| Property Taxes | $715 | $8,580 |
| Electricity | $215 | $2,589 |
| Total | $3,641 | $43,692 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $454,500 |
| 2026-08-07 | Listed for sale | $454,500 |
| 2026-08-06 | Listing removed | -- |
| 2026-05-23 | Listed for sale | $485,000 |
| 2026-04-25 | Listing removed | $499,900 |
| 2026-03-23 | Price change | $499,900 |
| 2025-12-21 | Listed for sale | $510,000 |
View on Zillow