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838 Ragsdale Rd, Trail, OR, 97541

5beds
3baths
5,040sqft
$899,000
$178price/sqft
$6,187/moest. monthly cost
$247,480/yrincome needed

About This Home

Introducing Wheeler Ranch & Estate - a singular Southern Oregon estate set on 5.67 private acres with seasonal creek, open pasture, & a landmark Spiral Willow gracing this land for generations. Crafted from natural stone, rough-cut wood beams, cedar shakes, & anchored by a real stone fireplace across three dramatic levels. Step inside to 18-foot soaring ceilings, rich hardwood floors, wrought-iron detail work, & lookout skylights. A spiral staircase rises to an open upper loft with whole-home audio & room-by-room controls. Stone countertops, custom range hood, & breakfast bar island. Primary suite with private patio & jet tub. The lower level is a fully independent with a private entrance, full kitchen, stone wood stove, three bedrooms, knotty pine music room, stamped concrete floors, & wine cellar. Solid construction ensures true separation. Quiet. Private. Minutes to Rogue River rafting & fishing, Lost Creek Lake, OHV & horseback trails. A legacy property built to last!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
Shady Cove SchoolGrades K-61.3 mi
5/10
Eagle Point Middle SchoolGrades 6-810.8 mi
7/10
Eagle Point High SchoolGrades 9-1211.3 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder name: DAN WHEELER CONSTRUCTION

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Oven,Range,Range Hood,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Ceiling Fan(s),In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Stone Counters,Walk-In Closet(s),Wired for Sound
  • Window features: Double Pane Windows,Skylight(s),Vinyl Frames
  • Flooring: Hardwood,Stone,Tile
  • Fireplace features: Insert,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Fireplace(s),Electric,Heat Pump,Wood
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 5,040
  • Total interior livable area: 5,040 sqft

Property

Details

  • Parcel number: 10620082
  • Zoning description: RR-5
  • Special condition: Standard

Features

  • Levels: Two,Three Or More
  • Stories: 3
  • Patio & porch: Covered,Covered Deck,Deck,Front Porch,Patio,Porch,Terrace,Wrap Around
  • Exterior features: Fire Pit,RV Dump,RV Hookup
  • Fencing: Fenced
  • Has view: Yes
  • View description: Forest,Mountain(s),Valley
  • Horses can be raised: Yes

Lot

  • Lot size: 5.67 Acres
  • Features: Garden,Level,Native Plants,Pasture,Sprinkler Timer(s),Sprinklers In Front,Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached,Detached Carport,Garage Door Opener,Gravel,RV Access/Parking,RV Garage,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Winter Weather
Earthquake

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$334$4,008
Property Taxes $851$10,212
Electricity $457$5,488
Total$6,187$74,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,125/yr
40% on housing$185,610/yr
45% on housing$164,986/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 97541$228
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97541$295
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$899,000
2026-01-01Listing removed$929,000
2025-08-22Listed for sale$929,000
2023-09-15Sold$840,000
2023-07-17Pending sale$865,000
2023-06-27Listed for sale$865,000
2013-12-30Sold$323,000

For Sale by Agent

AgentClarence K Todd
BrokerageWindermere Van Vleet & Assoc2

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