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20 Elm St, Bridgton, ME, 04009

4beds
1baths
1,590sqft
$340,000
$214price/sqft
$2,502/moest. monthly cost
$100,080/yrincome needed

About This Home

Rite in town Bridgton we are selling our well loved home. Walking distance to all in town amenities with great neighbors. This home has four bedrooms and one full bathroom. There is another full bathroom that is unfinished but all materials and fixings needed to finish it are here. Original tin ceiling. Living room, extra room with pellet stove, dining room, kitchen and three storage closets. Closed in porch which will need some love to update. Partly finished basement. New back deck but stairs need to be finished to reach back door. Fire pit. This house has been our family home for 11 years, we just do not have the time and means to finish all of the updates. The home is move in ready!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
Stevens Brook SchoolGrades PK-50.4 mi
3/10
4/10
Lake Region High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Baseboard,Forced air,Stove,Electric,Oil,Wood / Pellet
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,590 sqft

Property

Details

  • Parcel number: BRGTM23L41

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance $116$1,392
Property Taxes $423$5,076
Electricity $244$2,930
Total$2,502$30,024

Income You'd Need if You Spent...

35% on housing$85,782/yr
40% on housing$75,060/yr
45% on housing$66,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 04009$272
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04009$274
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$340,000
2015-04-30Sold$110,000
2011-12-22Sold$120,000

For Sale by Owner

AgentProperty Owner

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