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15426 Beaver Dam Rd, Montpelier, VA, 23192

5beds
4baths
3,500sqft
$945,000
$270price/sqft
$6,057/moest. monthly cost
$242,280/yrincome needed

About This Home

THIS BEAUTIFUL HOME IS UNDER ROOF AND CONTRUCTION IS MOVING RIGHT ALONG! Wow! Start your 2026 year with the purchase of a stunning 3500 square foot home on 10 beautiful, private acres. All in the very desirable Hanover County. Home feature 4 large bedrooms and a HUGE bonus room on the 3rd floor with a full bathroom. The Primary bedroom is spacious with a very large walk-in closet and a private bathroom with double sinks, separate tub/shower. Home has a comfortable rocking porch out front and a SCREEN PORCH off the Great room/Kitchen in the rear of the house. Kitchen and Great Room are an open floor combination. Perfect for a crowd! Lots of cabinets, double sinks, Island. The Great Room has a gas fireplace with a stone to the ceiling and a wooden beam mantle. An additional LOFT space is also a nice feature of this home. Can be a reading nook/playroom. Home also has a side entry 22'-10"x22'-0" Garage and a 7'x7' Mud Room off of it. This home is one to consider as your forever home. Seller offering to pay $5000 towards buyers CC or upgrades

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
6/10
Liberty Middle SchoolGrades 6-89.2 mi
3/10
Patrick Henry High SchoolGrades 9-128.9 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: First
  • Dimensions: 12.11 x 5.0

Additional Room

  • Level: Second
  • Dimensions: 10.11 x 12.7

Additional Room

  • Level: Third
  • Dimensions: 32.3 x 11.11

Appliances

  • Appliances included: Dishwasher,Electric Cooking,Microwave,Oven

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Dimensions: 12.0 x 12.0

Bedroom3

  • Level: Second
  • Dimensions: 12.4 x 12.0

Bedroom4

  • Level: Second
  • Dimensions: 12.11 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 12.0 x 13.1

Features

  • Breakfast Area,Dining Area,Double Vanity,Eat-in Kitchen,Fireplace,Granite Counters,High Ceilings,Kitchen Island,Loft,Bath in Primary Bedroom,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas,Stone
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 3,500

Foyer

  • Level: First
  • Dimensions: 10.11 x 22.7

Great Room

  • Level: First
  • Dimensions: 31.11 x 14.6

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: Zoned

Interior Area

  • Total interior livable area: 3,500 sqft

Kitchen

  • Level: First
  • Dimensions: 12.7 x 16.0

Laundry

  • Level: Second
  • Dimensions: 8.3 x 7.4

Master Bedroom

  • Level: Second
  • Dimensions: 16.5 x 18.0

Other

  • Level: Second

Other

  • Level: Third

Property

Details

  • Parcel number: 7812880241

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Screened,Porch
  • Exterior features: Porch
  • Fencing: None
  • Topography of land: Level

Lot

  • Lot size: 10 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,778$57,336
Home Insurance *$305$3,660
Property Taxes $637$7,644
Electricity $337$4,045
Total$6,057$72,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,668/yr
40% on housing$181,710/yr
45% on housing$161,520/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 23192$242
Hanover County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 23192$227
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-01Listed for sale$945,000
2025-11-19Sold$200,000
2023-12-27Sold$169,995
2023-11-28Listed for sale$169,995

New Construction

AgentStacey McCauley
BrokerageSamson Properties

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