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8500 Chippingford Ln, Mechanicsville, VA, 23116

3beds
2baths
2,039sqft
$544,999
$267price/sqft
$3,468/moest. monthly cost
$138,720/yrincome needed

About This Home

Welcome home to this beautifully crafted Craftsman-style residence, perfectly situated on a desirable corner lot in a prime location. From the moment you step inside, you'll be captivated by the bright, open-concept design and warm, inviting atmosphere. The spacious great room seamlessly flows into the dining area and stunning kitchen, creating the perfect space for both everyday living and entertaining. The kitchen is thoughtfully designed with a large granite-topped island, abundant workspace, and effortless access to the charming sunroom. Bathed in natural light, the sunroom offers a peaceful retreat and opens to a private deck, ideal for morning coffee, outdoor dining, or relaxing evenings. Rich hardwood floors add timeless elegance throughout the main living areas, while the thoughtfully designed floor plan provides comfort and functionality. The spacious primary suite offers a relaxing escape, complemented by an additional first-floor bedroom and full bath for guests or flexible living arrangements. A separate formal dining room provides the perfect setting for holiday gatherings and special occasions. This home features 3 bedrooms and 2 full bathrooms, along with a versatile bonus room upstairs that can easily serve as a recreation room, home office, media room, fitness space, or playroom. Combining classic Craftsman charm, abundant natural light, and exceptional living spaces, this home offers the perfect blend of comfort, style, and convenience. Don't miss the opportunity to experience all this remarkable property has to offer—schedule your private showing today.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
9/10
Oak Knoll Middle SchoolGrades 6-84.2 mi
7/10
Hanover High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Attic,Kitchen Island
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,039

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Central,Natural Gas,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,039
  • Total interior livable area: 2,039 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 8725085520
  • Zoning: RS
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 9,191 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$144$1,728
Property Taxes $367$4,404
Electricity $202$2,433
Total$3,468$41,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,902/yr
40% on housing$104,040/yr
45% on housing$92,480/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 23116$206
Hanover County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 23116$216
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$544,999
2026-07-05Price change$549,999
2026-06-15Listed for sale$559,900
2021-05-21Sold$431,630
2021-04-16Pending sale$392,950
2021-02-19Listing removed--
2021-02-03Pending sale$392,950
2020-07-18Listing removed--
2020-04-30Price change$10,000
2020-01-11Listed for sale--

For Sale by Agent

AgentMiesa Brown-Richards
BrokerageReal Broker, LLC

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