




205 Sugar Sand E, Mexico Beach, FL, 32456
About This Home
Introducing a striking four-level coastal haven that rises above Sugar Sand's quiet shoreline with style, comfort, and rare panoramic gulf views. Thoughtfully crafted in 2025 and fully furnished for an effortless arrival, this 3,477-sq.-ft. residence pairs modern architecture with refined coastal design to create an elevated retreat only steps from the beach. Set on an X-flood-zone homesite with impressive third-tier gulf vistas, the home offers a layout designed for both privacy and connection. Multiple king suites span the second and third floors, each with walk-in closets, custom shelving, and serene ensuite baths. A bunk room on the upper level adds family-friendly flexibility, while a private elevator glides between all four floors for seamless movement. The main living level is airy and inviting, wrapped in soft coastal tones and anchored by an open chef's kitchen with quartz surfaces, a generous island, premium appliances, and abundant storage. Recessed lighting, crown molding, intentional detailing, and curated furnishings elevate every space, creating a refined atmosphere suited for extended stays or high-demand rental appeal. At the top of the home, a coveted fourth-story viewing balcony delivers an unforgettable vantage point where sweeping gulf horizons and postcard sunsets feel close enough to touch. Morning coffee and evening wine both find their perfect moment here. An expansive driveway and covered parking accommodate six or more vehicles, offering a rare level of convenience for beach living. Outside, the gated Sugar Sand community enhances the experience with quiet streets, deeded beach access points, and anticipated resort-style amenities, including a gulf-front clubhouse with pool and fitness center, boutique shopping, dining, and landscaped common areas. Steps from the uncrowded shoreline of Mexico Beach and designed for comfort, longevity, and turnkey enjoyment, this remarkable coastal residence presents a rare chance to own a brand-new, fully furnished luxury home in one of the Forgotten Coast's most desirable settings.
Getting Around
Schools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2025
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer
Bedroom
- Level: Second
- Area: 100
- Dimensions: 10 x 10
Bedroom
- Level: Second
- Area: 100
- Dimensions: 10 x 10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Area
- Level: Third
- Area: 150
- Dimensions: 15 x 10
Features
- Kitchen Island,Elevator
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,477
- Total interior livable area: 3,477 sqft
Kitchen
- Level: Second
- Area: 300
- Dimensions: 20 x 15
Laundry
- Level: Second
- Area: 100
- Dimensions: 10 x 10
Living Room
- Level: Second
- Area: 400
- Dimensions: 20 x 20
Other
- Level: Third
- Area: 250
- Dimensions: 25 x 10
Property
Details
- Parcel number: 04102300020
- Zoning description: Resid Single Family
Features
- Stories: 3
- Exterior features: Balcony
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- On waterfront: Yes
Lot
- Lot size: 8,800 sqft
- Lot size dimensions: 80 x 110
Parking
- Parking features: Other,Carport,See Remarks
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,595 | $151,140 |
| Home Insurance * | $1,109 | $13,308 |
| Property Taxes | $2,430 | $29,160 |
| Electricity | $349 | $4,199 |
| Total | $16,483 | $197,796 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $2,495,999 |
| 2026-01-09 | Price change | $2,540,000 |
| 2025-12-04 | Listed for sale | $2,550,000 |
| 2025-12-04 | Listing removed | $2,550,000 |
| 2025-06-25 | Listed for sale | $2,550,000 |
| 2020-12-27 | Listing removed | -- |
| 2020-07-06 | Listed for sale | $145,000 |
For Sale by Agent
