




3025 Sarasota Ave, Panama City, FL, 32405
About This Home
Welcome to 3025 Sarasota Avenue, a beautifully maintained 2020-built residence offering the perfect combination of modern finishes, everyday functionality, and a highly convenient Panama City location. Featuring 3 bedrooms, 2 bathrooms, and a desirable open-concept design, this home is ideal for first-time homebuyers, downsizers, or investors seeking a low-maintenance property in the heart of Bay County. Inside, you'll find waterproof vinyl flooring throughout, granite countertops, and a spacious living area highlighted by a striking tray ceiling, custom shiplap accent wall, electric fireplace, and built-in entertainment center. The well-appointed kitchen offers ample workspace and storage, while the primary suite features a double vanity and private bath. The exterior showcases attractive stone and vinyl accents that create exceptional curb appeal. Enjoy both front and rear covered porches, gutters, a fully fenced backyard with swing set, and an extended concrete patio perfect for grilling, entertaining, or relaxing outdoors. A stone paver pathway provides convenient access to the backyard, while the two-car garage adds additional storage and functionality. Located in Flood Zone X with no HOA, this property offers added peace of mind and flexibility. Situated just minutes from everyday conveniences, you'll enjoy quick access to Publix, Winn-Dixie, Walmart, and numerous dining and shopping destinations. The home is also conveniently located near schools, parks, and major commuter routes, making daily errands and travel effortless. Combining modern construction, thoughtful upgrades, and an exceptionally convenient central location, 3025 Sarasota Avenue presents an outstanding opportunity to own a move-in-ready home in one of Panama City's most accessible areas.
Getting Around
Schools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater
Bedroom
- Level: First
- Dimensions: 11.9 x 10.3
Bedroom
- Level: First
- Dimensions: 12.1 x 12.4
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Double Vanity,Main Level Primary,Separate Shower,Walk-In Closet(s),Entrance Foyer
- Fireplace features: Electric
- Fireplace: Yes
Foyer
- Level: First
- Dimensions: 6.6 x 8.8
Garage
- Level: First
- Dimensions: 19.8 x 23.6
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s)
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,402
- Total interior livable area: 1,402 sqft
Kitchen
- Level: First
- Dimensions: 10.5 x 11.11
Laundry
- Level: First
- Dimensions: 7.9 x 5.5
Living Room
- Level: First
- Dimensions: 15.9 x 19.6
Master Bathroom
- Level: First
- Dimensions: 11.4 x 10.5
Master Bedroom
- Level: First
- Dimensions: 14.6 x 11.1
Other
- Level: First
- Dimensions: 8.1 x 5
Property
Details
- Parcel number: 12031010000
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Patio & porch: Covered,Patio,Porch
- Fencing: Full,Fenced,Privacy
Lot
- Lot size: 6,969 sqft
- Features: Paved
- Lot size dimensions: 50.0 ft x 140.0 ft
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,610 | $19,320 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $253 | $3,036 |
| Electricity | $197 | $2,366 |
| Total | $2,215 | $26,580 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $310,000 |
| 2026-08-04 | Price change | $316,500 |
| 2026-07-14 | Price change | $318,500 |
| 2026-07-02 | Listed for sale | $324,999 |
| 2020-02-28 | Sold | $224,900 |
