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31 Verde Dr, Asheville, NC, 28806

2beds
2baths
1,148sqft
$449,500
$392price/sqft
$3,275/moest. monthly cost
$131,000/yrincome needed

About This Home

This brand new single family home is located in The Villages at Crest Mountain. It has 2 bedrooms and 2 bathrooms with a designated laundry room. Primary bedroom is spacious with a beautiful walk-in closet with handmade shelving. The kitchen includes all stainless steel appliances. The house is Green Built certified by the Green Built Homes rating system certification at the Silver Level. Step outside from the Primary Bedroom deck into the Community Gardens. Perfect for those seeking a Community Neighborhood.

Getting Around

12
WalkingCar-Dependent
21
TransitMinimal Transit
12
BikeSomewhat Bikeable

Schools

2/10
6/10
2/10
Clyde A Erwin HighGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Piers
  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,148 sqft

Property

Details

  • Parcel number: 962966218100000

Features

  • Exterior features: Shingle,Stucco,Cement / Concrete
  • Has view: Yes
  • View description: Territorial,Mountain

Lot

  • Lot size: 2,613 sqft

Parking

  • Total spaces: 2
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Ice Storm
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,272$27,264
Home Insurance *$124$1,488
Property Taxes $679$8,148
Electricity $200$2,405
Total$3,275$39,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,285/yr
40% on housing$98,250/yr
45% on housing$87,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 28806$221
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28806$295
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-11Listed for sale$449,500
2026-01-01Listing removed$465,000
2025-10-24Price change$465,000
2025-08-07Price change$475,000
2025-04-03Price change$479,000
2025-01-08Price change$489,000
2024-10-25Listed for sale$499,000

For Sale by Owner

AgentProperty Owner

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