




58177 Garner Lane, Olathe, CO, 81425
About This Home
Rural living at its finest—this exceptional property offers privacy, views, and peaceful surroundings on a quiet cul-de-sac, a rare opportunity that doesn’t come along often. Built in 2020, the home features 2,772 sq ft of thoughtfully designed living space with a desirable split floor plan. The main level includes four spacious bedrooms and 2½ baths, each with distinctive finishes and convenient access. Above the garage, a private fifth bedroom with its own ¾ bath, skylight, and expansive southern views offers flexibility as a guest suite or potential second primary retreat. The open-concept living area is warm and inviting, highlighted by tray ceilings and a beautifully designed gas fireplace. The kitchen is a standout with a Viking range, matching appliances, generous pantry, and an island with sink and dining bar—perfectly suited for both everyday living and entertaining. The adjoining breakfast area is filled with natural light and opens through the patio slider to the covered outdoor living space, while the formal dining area comfortably accommodates gatherings of any size. Step outside to a spacious covered patio complete with outdoor kitchen and BBQ area, ideal for enjoying Colorado’s seasons with family and friends. The property also includes substantial storage, additional outbuildings, and even a charming “luxury chicken house.” The expanded sprinkler system supports additional lawn or garden space, and the acreage provides ample room to relax, roam, and take in the surrounding beauty. Conveniently located between Olathe and Montrose—this is country living without compromise. Could life get any better?
Getting Around
Schools
Construction
Condition
- Year built: 2019
Materials
- Roof: Composition
- Construction materials: Wood Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Stick Built
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Exhaust Fan,Range Top,Range,Refrigerator
- Laundry features: W/D Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air,Ceiling Fan(s)
Dining Room
- Features: Breakfast Nook,Kitchen Bar,Separate Dining
Features
- Ceiling Fan(s),Granite Counters,Pantry,Walk-In Closet(s)
- Window features: Window Coverings,Skylight(s),Clad,Double Pane Windows,Skylight,Vinyl
- Flooring: Tile
- Fireplace features: Den/Family Room
- Fireplace: Yes
- Finished area above ground: 2,772
Interior Area
- Total structure area: 2,772
- Total interior livable area: 2,772 sqft
Master Bedroom
- Level: Main,Upper
Property
Details
- Parcel number: 373228203002
- Zoning description: Residential Single Family
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered Porch,Deck,Patio
- Exterior features: Gas Grill,Irrigation Water,Landscaping,Lawn Sprinklers,RV Hookup
- Has view: Yes
- View description: Mountain(s),Other
- Frontage length: 150'+ Frontage
- Horses can be raised: Yes
Lot
- Lot size: 3.68 Acres
- Features: Cul-De-Sac
- Lot size dimensions: 265 x 621
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Drought
- Inland Flooding
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,853 | $58,236 |
| Home Insurance * | $460 | $5,520 |
| Property Taxes | $287 | $3,444 |
| Electricity | $209 | $2,511 |
| Total | $5,809 | $69,708 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-21 | Listed for sale | $959,900 |
| 2022-09-01 | Listing removed | -- |
| 2022-02-01 | Listed for sale | $819,000 |
