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46 Pinnacle Ln, Tiffin, IA, 52340

4beds
3baths
2,136sqft
$474,900
$222price/sqft
$3,383/moest. monthly cost
$135,320/yrincome needed

About This Home

Enjoy the single family home feel, without all of the exterior maintenance! This 2023 built, detached condo in the heart of Tiffin is a must see. This lightly lived in home features 4 bedrooms, 3 full bathrooms, & over 2100sqft of total living space. As you walk in the home, you'll notice the zero entry access that leads you to the open concept living area with large picture windows above the staircase letting in tons of natural light. The main living area features the kitchen with quartz countertops, large island, stainless steel appliances, pantry closet, a floor to ceiling stone fireplace in the living room, and a nice dining area. In the primary suite, you'll find a tall tray ceiling, walk-in closet, ensuite bath w/dual vanity and a large tile shower w/glass door. The remainder of the main level offers a second bedroom, second full bath, laundry room, and access to the screened in deck. As you walk down the stairs, the basement opens up into a generously sized family room w/dry bar. Two additional bedrooms, an additional bathroom, and an oversized storage room round out the lower level. No need to worry about lawn care and snow removal as those are taken care of by the association! Don't miss your chance to make this house your home!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Tiffin ElementaryGrades PK-31.2 mi
7/10

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Partial Stone,Stone Veneer,Vinyl,Wood,Frame

Other

  • Builder name: Watts Group Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Plumbed For Ice Maker,Microwave,Range Or Oven,Refrigerator
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Concrete,Sump Pump,Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Tray Ceiling(s),Entrance Foyer,Primary On Main Level,Zero Step Entry,Kitchen Island,Pantry,Smart Locks,Smart Thermostat
  • Window features: Double Pane Windows
  • Flooring: Carpet,LVP
  • Number of fireplaces: 1
  • Fireplace features: Electric,Masonry,Living Room
  • Fireplace: Yes
  • Finished area below ground: 856
  • Finished area above ground: 1,280

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,136
  • Total interior livable area: 2,136 sqft

Property

Accessibility

  • Accessibility features: Handicap Access

Details

  • Parcel number: 0628143024
  • Zoning: Residential
  • Special condition: Standard

Features

  • Patio & porch: Deck,Patio,Screened

Parking

  • Total spaces: 2
  • Parking features: Guest
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Drought
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$189$2,268
Property Taxes $634$7,608
Electricity $159$1,912
Total$3,383$40,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,988/yr
40% on housing$101,490/yr
45% on housing$90,213/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 52340$196
Johnson County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 52340$178
Johnson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$489,500
2026-04-18Listed for sale$494,500
2023-10-27Sold$439,900
2023-10-06Pending sale$439,900
2023-08-14Contingent$439,900
2023-08-08Listed for sale$439,900

For Sale by Agent

AgentEvan Suckow
BrokerageKeller Williams Legacy Group

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