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192 Shoreline Trce, Fort Oglethorpe, GA, 30742

5beds
4baths
4,001sqft
$685,000
$171price/sqft
$4,967/moest. monthly cost
$198,680/yrincome needed

About This Home

Welcome to 192 Shoreline Trace, a beautifully built 5-bed, 3.5-bath home in the sought-after gated community of Lakeshore Cove. Designed with timeless appeal and modern comfort, this residence offers an exceptional blend of spacious living, thoughtful functionality, and refined finishes. Highlights include: spacious bedrooms and common areas, relaxing pergola-covered patio, well-kept lawns and streets with sidewalks, and a lake with fountains and recreational areas. Step inside to an inviting open-concept layout that seamlessly connects the main living areas, creating an ideal setting for both relaxed daily living and entertaining. Generous room sizes, abundant natural light, and functional design enhance the home's warm yet upscale appearance. Whether hosting gatherings or enjoying quiet evenings at home, the flow and versatility of this 4,000-square-foot floor plan accommodates a wide range of lifestyles. Located in the heart of Fort Oglethorpe, Lakeshore Cove offers the perfect balance of privacy and convenience. This gated community features a scenic lake, recreation area, and walkable access to primary, middle, and high schools. With Chattanooga, Lookout Mountain, 9,500-acre Chickamauga Park, and Hamilton Place mall just minutes away, residents enjoy easy access to shopping, dining, and major employers while still benefiting from a peaceful neighborhood setting and scenic rural areas.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
6/10
Lakeview Middle SchoolGrades 6-82.8 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Free-Standing Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Granite Counters,High Ceilings,Pantry,Primary Downstairs,Soaking Tub,Walk-In Closet(s),Separate Shower,Breakfast Nook,Separate Dining Room
  • Window features: Insulated Windows,Vinyl Frames,Window Treatments
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Den,Electric,Family Room
  • Fireplace: Yes
  • Finished area above ground: 4,001

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 4,001
  • Total interior livable area: 4,001 sqft

Property

Details

  • Parcel number: 0004a068

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Porch - Covered
  • Exterior features: Private Yard

Lot

  • Lot size: 8,712 sqft
  • Features: Level
  • Lot size dimensions: 85 x 100

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$144$1,728
Property Taxes $972$11,664
Electricity $388$4,664
Total$4,967$59,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,297/yr
40% on housing$149,010/yr
45% on housing$132,453/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 30742$149
Catoosa County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30742
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$695,000
2021-12-01Sold$400,000
2021-07-30Sold$331,495

For Sale by Agent

AgentEric Tidmore
Brokerage1 Percent Lists Scenic City

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