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77 Plum Ln, Ringgold, GA, 30736

4beds
2baths
1,940sqft
$249,900
$129price/sqft
$2,039/moest. monthly cost
$81,560/yrincome needed

About This Home

Never Lived In!! New build with permanent rock foundation situated on approximately 0.76 acres in Ringgold, GA! This spacious 4 bedroom, 2 full bath home offers approximately 1,940 square feet with a modern open layout and oversized 250 square foot den. Inside, you'll find a full drywall interior, cozy fireplace, sliding barn door leading into the laundry room, walk-in shower, and stainless steel appliances. The home also features the world's most energy efficient water heater ever created, the Hybrid Heat Pump water heater, along with a new Carrier furnace and heat pump system for year-round comfort and energy efficiency. Outside, enjoy 3 separate decks perfect for relaxing or entertaining, while offering Gorgeous views of the Appalachian Mountains! Also comes with a new retaining wall, new fencing, new gutters, and an underground water diversion system already in place. Additional features include a Ring doorbell security system. Conveniently located off Summit Drive in Ringgold, this move-in ready home offers modern finishes, thoughtful upgrades, and plenty of space both inside and out! Information is deemed accurate but not warranted.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
8/10
Ringgold Middle SchoolGrades 6-83.2 mi
6/10
Ringgold High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Microwave,Refrigerator,Range Hood,Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Open Floorplan,Pantry,Separate Shower,Tub/shower Combo,En Suite,Sitting Area
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,940

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Property

Accessibility

  • Accessibility features: Accessible Common Area

Details

  • Parcel number: 0036a023
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,See Remarks
  • Exterior features: Lighting,Rain Gutters
  • Fencing: Fenced,Front Yard,Privacy,Wood
  • Has view: Yes
  • View description: Forest,Hills,Trees/Woods

Lot

  • Lot size: 0.73 Acres
  • Features: Cleared,Private,Views
  • Lot size dimensions: 127 x 252

Parking

  • Parking features: Driveway,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$175$2,100
Property Taxes $382$4,584
Electricity $219$2,637
Total$2,039$24,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,908/yr
40% on housing$61,170/yr
45% on housing$54,373/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 30736$166
Catoosa County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30736
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$249,900
2026-06-17Price change$259,900
2026-06-08Price change$269,900
2026-05-28Listed for sale$279,900
2023-03-17Sold$5,500

For Sale by Agent

AgentDavid Bryant
BrokerageEXP Realty LLC

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