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10740 Lakefront Cir, Independence, KY, 41051

3beds
3baths
1,420sqft
$230,000
$162price/sqft
$1,633/moest. monthly cost
$65,320/yrincome needed

About This Home

Beautiful 3 Bedroom, 2.5 Bath home in the sought after Lakeside at Independence Community! Open floor plan*High/Vaulted ceilings, Primary bedroom with walk-in closet and full bath/double vanity*Kitchen with Island, includes washer and dryer. Walkout to private patio*Ceramic tile on first floor*Attached-direct access garage HOA fee includes water and sewer.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

9/10
Kenton Elementary SchoolGrades PK-50.5 mi
7/10
Twenhofel Middle SchoolGrades 6-81.5 mi
7/10
Simon Kenton High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Range,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Bathroom2

  • Features: Full Finished Half Bath,Tile Flooring
  • Level: First
  • Area: 21
  • Dimensions: 7 x 3

Bathroom3

  • Features: Tile Flooring,Tub With Shower
  • Level: Second
  • Area: 60
  • Dimensions: 10 x 6

Bedroom2

  • Features: Ceiling Fan(s),Carpet Flooring
  • Level: Second
  • Area: 154
  • Dimensions: 11 x 14

Bedroom3

  • Features: Ceiling Fan(s),Carpet Flooring
  • Level: Second
  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Tile Flooring
  • Level: First
  • Area: 88
  • Dimensions: 8 x 11

Entry

  • Features: Entrance Foyer,Tile Flooring
  • Level: First
  • Area: 152
  • Dimensions: 19 x 8

Features

  • Laminate Counters,Kitchen Island,Walk-In Closet(s),Open Floorplan,Double Vanity,Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Recessed Lighting,Vaulted Ceiling(s)
  • Door features: Multi Panel Doors

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,420
  • Total interior livable area: 1,420 sqft

Kitchen

  • Features: Tile Flooring
  • Level: First
  • Area: 72
  • Dimensions: 8 x 9

Living Room

  • Features: Tile Flooring,Walk-Out Access,Window Treatments
  • Level: First
  • Area: 190
  • Dimensions: 10 x 19

Primary Bath

  • Features: Double Vanity,Tile Flooring,Tub With Shower
  • Level: Second
  • Area: 40
  • Dimensions: 8 x 5

Primary Bedroom

  • Features: Bath Adjoins,Ceiling Fan(s),Carpet Flooring
  • Level: Second
  • Area: 256
  • Dimensions: 16 x 16

Property

Details

  • Parcel number: 8330004003.04
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch

Lot

  • Lot size: 871.20 sqft
  • Features: Level
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Assigned,Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$95$1,140
Property Taxes $221$2,652
Electricity $154$1,850
Total$1,633$19,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,988/yr
40% on housing$48,990/yr
45% on housing$43,546/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 41051$191
Kenton County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 41051$190
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$225,000
2026-07-30Listed for sale$230,000
2024-10-02Sold$193,500
2024-08-29Pending sale$193,500
2024-07-11Price change$193,500
2024-06-27Listed for sale$198,500
2005-05-06Sold$121,700

For Sale by Agent

AgentSteven Briner
BrokerageSimple Fee Realty

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