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224 C St, Independence, OR, 97351

12beds
4baths
4,320sqft
$799,900
$185price/sqft
$5,846/moest. monthly cost
$233,840/yrincome needed

About This Home

Great four plex located in beautiful Independence! Good rental history with low turnover. Each unit has 3 bedrooms, one bath and laundry hookups. Two blocks from Main street, the river park and another block to the river!

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

6/10
4/10
Talmadge Middle SchoolGrades 6-81.2 mi
4/10
Central High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Continuous
  • Construction materials: Fiber Cement,Lap Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 4

Features

  • High Speed Internet
  • Flooring: Carpet,Vinyl

Heating

  • Heating features: Electric,Zoned

Interior Area

  • Total structure area: 4,320
  • Total interior livable area: 4,320 sqft

Property

Details

  • Parcel number: 203304
  • Zoning: Independence-PS
  • Exclusions: Tenant items

Features

  • Exterior features: White
  • Frontage length: 149

Lot

  • Lot size: 9,801 sqft
  • Lot size dimensions: 149 x 66

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Polk County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$197$2,364
Property Taxes $1,213$14,556
Electricity $392$4,704
Total$5,846$70,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,434/yr
40% on housing$175,380/yr
45% on housing$155,893/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 97351$195
Polk County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 97351$287
Polk County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$799,900
2026-04-01Listed for sale$825,000
2025-11-20Listing removed$1,425
2025-10-21Listed for rent$1,425
2023-10-27Listing removed--
2023-10-24Listed for rent$1,395

For Sale by Agent

AgentMATT KILLEN
BrokerageHomesmart Realty Group

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