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4590 SW ARDSLEY Drive, Stuart, FL, 34997

2beds
3baths
2,193sqft
$749,000
$342price/sqft
$5,717/moest. monthly cost
$228,680/yrincome needed

About This Home

Experience luxury living in this 2020 NEW CONSTRUCTION residence located in the cul-de-sac that exudes sophistication! Impact windows, soaring ceilings, oversized gourmet kitchen with double ovens, quartz countertop, walk-in pantry and more. The 18X18 owner's suite on the main level includes preserve views with coffered ceiling, luxurious oversized shower with dual temperature control, custom tile and massive walk-in closet. This residence additionally features LVP floors throughout the entire home, home office with double doors, abundance of natural light with large great room windows, triple sliding glass door and secondary bedroom with ensuite for privacy. The outside oasis features an extended patio, screened in covered lanai, oversized pie shape yard, large fenced in backyard over looking the preserve making it the perfect place to enjoy indoor-outdoor living! Brand new landscaping and epoxy garage floor just installed. Banyan Bay is one of Martin County's top hidden gems! This gated community offers you little to no maintenance having lawn maintenance, front and back yard irrigation, quarterly pest control and lawn fertilization included in the HOA. The community additionally features access to the St.Lucie with a dock and kayak/paddle board launch, gazebo and table for entertaining, and even a station to rinse off all non-motorized watercraft's. The Gorgeous appointed clubhouse has full gym, heated pool, large activity room and kitchen for only $325 per month! Conveniently located by I-95, the Turnpike, Cleveland Clinic Hospital, Downtown Stuart, Shopping, Dinning, the Beaches and much more!over sized pie lot. Giving you plenty of privacy from neighbors. Fully fenced in yard as well!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Martin County High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2020

Materials

  • Roof: Concrete,Flat,Tile
  • Construction materials: Block,Stucco

Other

  • Builder model: Antigua

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Cooktop,Disposal,Ice Maker,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Washer Hookup,Inside,Laundry Room,Laundry Tub,Sink

Bedroom2

  • Level: Main
  • Area: 129.28
  • Dimensions: 10.1 X 12.8

Bedroom3

  • Level: First
  • Area: 136.8
  • Dimensions: 12 X 11.4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Den

  • Level: Main
  • Area: 165.6
  • Dimensions: 12 X 13.8

Dining Room

  • Level: Main
  • Area: 226.8
  • Dimensions: 18 X 12.6

Features

  • Built-in Features,Breakfast Area,Bathtub,Dining Area,Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,Eat-in Kitchen,Garden Tub/Roman Tub,Kitchen Island,Main Level Primary,Pantry,Split Bedrooms,Soaking Tub,Separate Shower,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Laminate,Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,903
  • Total interior livable area: 2,193 sqft

Kitchen

  • Level: Main
  • Area: 178.2
  • Dimensions: 18 X 9.9

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 18 X 16

Master Bedroom

  • Level: Main
  • Area: 318.6
  • Dimensions: 18 X 17.7

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 413841009000002300
  • Zoning: RM-8
  • Special condition: Standard,Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Entry location: Entry Level Living Area Y
  • Pool features: Association
  • Patio & porch: Covered,Patio
  • Exterior features: Outdoor Living Area,Room For Pool
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Garden,Preserve
  • Waterfront features: None

Lot

  • Lot size: 0.26 Acres
  • Features: 1/4 to 1/2 Acre Lot,Sprinklers Automatic

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$773$9,276
Property Taxes $937$11,244
Electricity $220$2,648
Total$5,717$68,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,011/yr
40% on housing$171,510/yr
45% on housing$152,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 34997$243
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34997$297
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$749,000
2020-12-28Sold$552,909
2020-08-11Sold$200,820

New Construction

AgentAlexa N McDonald
BrokerageThe Agency Florida LLC

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