31 E Germain St, Winchester, VA, 22601
About This Home
IMPROVED PRICING! Nestled in the heart of Winchester City’s Historic District and walkable to shops and restaurants, this charming 2-bedroom, 2-bathroom gem is a rare find! The large front porch has great curb appeal and is the perfect place for outdoor lounging. The home is filled with natural light that illuminates the clean white walls and warm hardwood flooring. The living room flows into the dedicated dining room, which connects to the kitchen, updated with NEW LVP flooring and NEW appliances, blending modern function with the original charm of the home. Two bedrooms and a full bathroom complete the main floor. The walk-up attic is ready and waiting to be transformed into a spacious third bedroom or great room, and the basement—with its laundry area and full bathroom—offers even more potential for additional living space. This home is as solid as they come, from its expertly installed $40,000 French Drain System keeping the basement ‘bone dry’ to its newer roof offering peace of mind for years to come. And when it’s time to make it yours, rest easy knowing the property comes with a 12-month Home Warranty for added protection. This home truly has it all: timeless character, prime location, and plenty of room to grow. Come see it for yourself!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 1955
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Humidifier,Oven/Range - Electric,Range Hood,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
- Laundry features: In Basement,Laundry Room
Basement
- Has basement: Yes
- Basement: Interior Entry,Windows,Water Proofing System,Walk-Out Access,Unfinished
Bathroom1
- Level: Main
Bathroom1
- Level: Lower
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
Features
- Attic,Ceiling Fan(s)
- Door features: Storm Door(s)
- Flooring: Hardwood,Luxury Vinyl,Tile/Brick,Wood
- Finished area below ground: 0
- Finished area above ground: 1,382
Heating & Cooling
- Heating features: Baseboard,Radiant,Oil
- Cooling features: Window Unit(s),Ceiling Fan(s)
Interior Area
- Total structure area: 2,374
- Total interior livable area: 1,382 sqft
Kitchen
- Level: Main
Laundry
- Level: Lower
Living Room
- Level: Main
Utility Room
- Level: Lower
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 21301C16
- Zoning: RB1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Porch
- Exterior features: Awning(s),Stone Retaining Walls
Lot
- Lot size: 1,742 sqft
- Features: Corner Lot,Downtown
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Hail
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,613 | $19,356 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $208 | $2,496 |
| Electricity | $202 | $2,433 |
| Total | $2,118 | $25,416 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $319,000 |
| 2026-04-30 | Listing removed | $319,000 |
| 2026-04-27 | Contingent | $319,000 |
| 2026-04-23 | Price change | $319,000 |
| 2026-04-18 | Listed for sale | $344,500 |
| 2026-02-13 | Listing removed | $1,550 |
| 2026-01-06 | Listed for rent | $1,550 |
| 2025-11-14 | Listing removed | $1,550 |
| 2025-10-27 | Listed for rent | $1,550 |
| 2025-01-30 | Listing removed | $1,650 |
| 2025-01-05 | Listed for rent | $1,650 |
| 2024-06-08 | Listing removed | -- |
| 2024-05-23 | Listed for rent | $1,650 |
| 2024-03-06 | Listing removed | -- |
| 2024-02-07 | Listed for rent | $1,600 |
| 2023-03-24 | Listing removed | -- |
| 2021-04-07 | Listing removed | -- |
| 2021-03-29 | Listed for rent | $1,550 |
| 2021-03-23 | Sold | $239,000 |
| 2021-02-23 | Contingent | $239,000 |
| 2021-02-20 | Listed for sale | $239,000 |
| 2021-02-14 | Pending sale | $239,000 |
| 2021-02-08 | Listing removed | -- |
| 2021-01-31 | Contingent | $239,000 |
| 2021-01-30 | Listed for sale | $239,000 |
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