7173 W R Thomas Rd, Keystone Heights, FL, 32656
About This Home
BONUS FOR BUYERS: The seller is now including an additional 7.95-acre tract at NO EXTRA COST, bringing the total property size to 21.66 acres (13.71-acre lakefront parcel plus the additional 7.95 acreage). Discover 21.66 breathtaking wooded acres with stunning lakefront views of Hall Lake. Towering magnolias and mature hardwoods create a serene, southern plantation-like setting—right here in Florida. Conveniently located near the intersection of County Road 214 and County Road 315, the property offers an easy commute to Keystone Heights, Palatka, Middleburg, Orange Park and Jacksonville. The existing block home has had some updates but will require repairs in order to occupy. Renovate the current structure or choose to demolish and rebuild—NO IMPACT FEES apply either way. The home/property is being sold AS-IS and includes an easement providing access to a neighboring 1-acre vacant wooded lot on Hall Lake. Agriculture Exempt status may be possible if Clay County criteria are met. This unique lakefront estate offers remarkable natural beauty, privacy, and endless potential—with a total of 21.66 acres, it presents an exceptional opportunity to create your ideal family homestead.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1965
Materials
- Foundation: Block,Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Architectural style: Florida,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Range,Range Hood,Refrigerator
- Laundry features: Outside
Bathroom1
- Features: Built-in Closet
- Level: First
Bathroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Family Room
- Level: First
Features
- Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Wood Cabinets
- Flooring: Carpet,Ceramic Tile,Terrazzo,Vinyl
- Fireplace features: Family Room,Stone,Wood Burning
- Fireplace: Yes
Great Room
- Level: First
Heating & Cooling
- Heating features: Wall Units / Window Unit
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 2,888
- Total interior livable area: 1,592 sqft
Kitchen
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 17082400717700000
- Zoning: AR
- Special condition: None
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Rear Porch
- Exterior features: Private Entrance,Private Mailbox,Private Yard
- Has view: Yes
- View description: Trees/Woods,Water,Lake
- Has water view: Yes
- Water view: Water,Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Privileges,Skiing Allowed
- Waterbody name: HALL LAKE
- Residential vegetation: Oak Trees,Wooded
Lot
- Lot size: 21.66 Acres
- Features: In County,Irregular Lot,Level,Oversized Lot,Private,Street Dead-End,Unincorporated,Zoned for Horses
Parking
- Parking features: Oversized
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,018 | $36,216 |
| Home Insurance * | $377 | $4,524 |
| Property Taxes | $710 | $8,520 |
| Electricity | $197 | $2,366 |
| Total | $4,302 | $51,624 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-19 | Listed for sale | $597,000 |
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