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1009 OAKLAND HILLS Avenue, Middleburg, FL, 32068

5beds
5baths
3,900sqft
$720,000
$185price/sqft
$4,853/moest. monthly cost
$194,120/yrincome needed

About This Home

Check out this spacious Middleburg home that offers the room you want, inside and out, while keeping you close to everything that matters. With a layout designed for real living, this home provides generous living areas, comfortable bedrooms and large closets, plus the flexibility to host, work from home, or spread out without feeling cramped. It's the kind of space that adapts to your life. The Eagle Landing Subdivision has plenty of resort-style amenities including swim park, 18 hole championship golf course, parks, trails, playgrounds, tennis, and fitness center. Borders the 24,000 acre Jennings State Forest adding a natural escape close to home--perfect for walks, fresh air, and unplugging after a long day. If you're looking for space, comfort, and a location that balances convenience with breathing room, this is one you'll want to see in person.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
DISCOVERY OAKS ELEMENTARYGrades PK-60.9 mi
6/10
7/10
Oakleaf High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Electric Cooktop,Electric Oven,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,900 sqft

Property

Details

  • Parcel number: 18042500795306042

Features

  • Stories: 2
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Hurricane
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$490$5,880
Property Taxes $331$3,972
Electricity $392$4,709
Total$4,853$58,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,388/yr
40% on housing$145,590/yr
45% on housing$129,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 32068$159
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32068$192
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$715,000
2026-03-03Listed for sale$740,000
2022-03-31Sold$585,585

For Sale by Agent

AgentGEOFFREY ALAN THOMAS
BrokerageMARK SPAIN REAL ESTATE

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