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852 Marshall Ridge Rd, Hendersonville, NC, 28792

2beds
3baths
1,979sqft
$690,000
$349price/sqft
$4,204/moest. monthly cost
$168,160/yrincome needed

About This Home

Tucked away on a private 2.26 acre cul-de-sac lot, this custom mountain retreat feels like living in a treehouse with breathtaking views. Soaring 18-foot ceiling in the great room and an open-concept design create for a light-filled space that blends comfort with natural beauty. Enjoy peaceful mornings and sunset evenings from the maintenance-free front and rear decks while listening to the soothing sounds of nearby Lace Falls. Large windows throughout the home capture stunning views from nearly every room. The kitchen features quartz countertops, 39-inch custom espresso cabinetry, and generous space for gathering, with matching custom cabinetry carried through the bathrooms and laundry room for a cohesive, upscale finish. The primary suite offers a spa-like retreat with a custom-tiled walk-in shower and tile flooring. Quality craftsmanship is evident throughout with solid oak hardwood floors, solid wood interior doors, and 9-foot ceilings on the main level. The basement includes 9-foot ceilings, a pacific energy wood stove, workshop, utility sink, and additional toilet-offering flexible space for hobbies, storage, or future expansion. Built for efficiency and peace of mind, the home includes 2x6 exterior walls, dual HVAC systems, a tankless gas water heater, a 24kW whole house generator, and a spacious two car garage. A rare combination of privacy, views, and high end-constructions- this mountain retreat is truly one of a kind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Edneyville ElementaryGrades PK-55.2 mi
6/10
Apple Valley MiddleGrades 6-87.3 mi
8/10
North Henderson HighGrades 9-127.3 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Mud Room

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Interior Entry,Walk-Out Access

Bathroom Half

  • Level: Basement

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Exercise Room

  • Level: Upper

Features

  • Door features: Sliding Doors
  • Finished area below ground: 0
  • Finished area above ground: 1,979

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,979
  • Total interior livable area: 1,979 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 0603343299
  • Zoning: R3
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch

Lot

  • Lot size: 2.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Drought
Hail
Landslide
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$213$2,556
Property Taxes $302$3,624
Electricity $200$2,405
Total$4,204$50,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,137/yr
40% on housing$126,120/yr
45% on housing$112,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 28792$193
Henderson County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 28792$217
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$690,000
2026-05-20Listed for sale$720,000
2018-02-16Sold$55,000
2010-10-12Sold$51,000

For Sale by Agent

AgentMadison Owenby
BrokerageEclat Realty + Co

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