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922 Queen Street, New Bern, NC, 28560

4beds
6baths
2,200sqft
$715,000
$325price/sqft
$4,603/moest. monthly cost
$184,120/yrincome needed

About This Home

Don't miss your chance to own New Construction in Downtown New Bern! This duplex offers endless possibilities -- perfect for short-term rentals (including Airbnb), long-term rentals, or live-in-one-unit-rent-the-other flexibility. The property sits directly across the street from one of New Bern's top coffee shops, with local breweries just a 5-minute walk away and Middle Street's restaurants and shops a quick 5-minute bike ride away. Each unit features a full kitchen, two separate living areas, two bedrooms, and 2.5 bathrooms. The floor plans, shown in the photos, are mirror images of each other and are drawn to scale. Interior finishes include laminate flooring throughout, quartz countertops, solid wood cabinets, and tile-surround tubs/walk in showers. Exterior finishes include a metal roof, Hardie siding, and a brick veneer crawlspace foundation. Front porches feature tongue-and-groove ceilings, and windows are energy-efficient vinyl with solar-resistant glass. This duplex is offered as a pre-sale, with an estimated completion timeline of 6-8 months. As new construction, there is no rental history available.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
80
BikeVery Bikeable

Schools

4/10
J T Barber ElementaryGrades PK-51.1 mi
5/10
H J MacDonald MiddleGrades 6-82.8 mi
3/10
New Bern HighGrades 9-123.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Brick/Mortar,Crawl Space
  • Roof: Metal
  • Construction materials: Composition,Brick Veneer,Wood Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Refrigerator,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6

Features

  • High Ceilings,Kitchen Island,2nd Kitchen,Apt/Suite,Ceiling Fan(s),Walk-in Shower
  • Flooring: Laminate
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: 8008 053
  • Zoning: C-3
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Fencing: Metal/Ornamental,Partial
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks

Lot

  • Lot size: 7,841 sqft
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 4
  • Parking features: Concrete,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$290$3,480
Property Taxes $494$5,928
Electricity $204$2,458
Total$4,603$55,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,817/yr
40% on housing$138,090/yr
45% on housing$122,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 28560$158
Craven County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 28560$176
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$715,000
2024-08-13Sold$29,000

New Construction

AgentAlexis Axelrod
BrokerageNEUSE REALTY, INC

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