2647 Cutter Dr, Severance, CO, 80524
About This Home
*1% concession with Preferred Lender* Experience the perfect blend of luxury,space,& CO living in this exceptional ranch home on a sprawling 1.5-acre lot near scenic hiking trails.Over $100,000 in post-closing upgrades,this property offers high-end finishes,extensive outdoor enhancements,& room to grow.Step inside & be welcomed by rich dark wood flooring throughout the main living areas.The thoughtfully designed floor plan offers two secondary bedrooms,a dedicated office,& a full bath separate from the private owner's retreat.Entering from the 4-car garage,you'll appreciate the oversized mudroom.The gourmet kitchen features an expansive quartz island,42" white maple cabinets w/crown molding,ash-gray quartz countertops,soft-close drawers & doors,stainless steel appliances,& a large walk-in pantry.The kitchen opens seamlessly to the dining area & family room featuring a gas fireplace.Extended buffet cabinetry adds style & storage.Conveniently located near the owner's suite,the laundry room includes ceramic tile flooring & newer washer/dryer.The luxurious primary retreat offers a spa-inspired 5pc bath w/ a freestanding soaking tub,semi-frameless walk-in shower,& oversized walk-in closet.The mostly finished basement expands the living space w/ a large rec room,additional bedroom, full bath,& abundant storage.Outside,the xeriscaped front yard provides beautiful curb appeal.The fully fenced backyard features seven gates,including direct trail access,a covered patio,separate gazebo,& extensive rebar-reinforced concrete improvements.Additional features include a driveway extension,gas line for grilling,outlet for permanent lighting,& ample room for a shop,barn,or approved 1,800sf ADU.Additional upgrades include plantation shutters throughout,non-potable water & sewer services provided by the metro district,a 23' deep garage,& countless thoughtful enhancements.Luxury finishes,extensive updates,trail access,& endless possibilities on 1.5 acres,this is CO living at its finest.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Roof: Composition
- Construction materials: Frame,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Self Cleaning Oven,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Partial,Partially Finished,Sump Pump
Bedroom2
- Level: Main
- Area: 110
- Dimensions: 11 x 10
Bedroom3
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Bedroom4
- Level: Basement
- Area: 132
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
Dining Room
- Level: Main
- Area: 150
- Dimensions: 15 x 10
Features
- Separate Dining Room,Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island
- Window features: Window Coverings
- Flooring: Wood
- Fireplace features: Gas,Gas Log,Living Room
- Fireplace: Yes
- Finished area above ground: 2,175
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,175
- Total interior livable area: 4,412 sqft
Kitchen
- Level: Main
- Area: 300
- Dimensions: 15 x 20
Laundry
- Level: Main
- Area: 40
- Dimensions: 8 x 5
Living Room
- Level: Main
- Area: 280
- Dimensions: 20 x 14
Primary Bedroom
- Features: Luxury Features Primary Bath,5 Piece Primary Bath
- Level: Main
- Area: 182
- Dimensions: 13 x 14
Recreation Room
- Level: Basement
- Area: 638
- Dimensions: 29 x 22
Study
- Level: Main
- Area: 132
- Dimensions: 12 x 11
Property
Accessibility
- Accessibility features: Level Lot,Level Drive,Low Carpet,Main Floor Bath,Accessible Bedroom,Stall Shower,Main Level Laundry
Details
- Parcel number: R8952584
- Zoning: res
- Special condition: Private Owner
- Other equipment: Satellite Dish
- Exclusions: Sellers personal property. Mower with snow plow is negotiable (has 28 hours,asking $4k).
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Sprinkler System
- Fencing: Fenced,Wire,Vinyl
- Has view: Yes
- View description: Plains View
Lot
- Lot size: 1.50 Acres
- Features: Native Plants,Level,City Limits,Paved,Fire Hydrant within 500 Feet
Parking
- Total spaces: 4
- Parking features: Garage Door Opener,RV Access/Parking,Attached,Oversized
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,031 | $60,372 |
| Home Insurance * | $439 | $5,268 |
| Property Taxes | $456 | $5,472 |
| Electricity | $333 | $3,996 |
| Total | $6,259 | $75,108 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $995,000 |
| 2026-06-09 | Listed for sale | $1,050,000 |
| 2023-01-28 | Listing removed | -- |
| 2023-01-26 | Sold | $875,825 |
| 2022-02-16 | Pending sale | $816,075 |
| 2022-01-18 | Price change | $816,075 |
| 2021-12-28 | Price change | $806,075 |
| 2021-11-24 | Listed for sale | $759,000 |
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