428 Shady Acres Rd, Lucas, KY, 42156
About This Home
Welcome to your private lakeside retreat! A beautifully maintained, and well-cared for lakefront home designed for comfort, relaxation and year-round enjoyment! Nestled along the waters edge, this inviting property offers the perfect blend of peaceful living and everyday convenience. Step inside to discover a warm and welcoming interior with plenty of space for gathering! Brand new stainless appliances await the new owner in the kitchen! The bright sunroom provides the ideal place to enjoy your morning coffee while overlooking the lake and the screened in porch, decks and patios create comfortable outdoor living spaces perfect for entertaining, dining or unwinding in the evening breeze. Outside, enjoy direct access to the dock (with COE approval) for boating, fishing, kayaking or simply soaking up the waterfront lifestyle. The carport features a 30 AMP RV plug. The beautifully cared for grounds offer mature landscaping, plenty of outdoor gathering space and scenic views from nearly every angle! Whether you're searching for a full-time residence, weekend getaway or investment opportunity, this exceptional property is a MUST SEE if lake life is on your horizon! Your personal retreat on Shady Acres Road offers the perfect place to make lasting memories on the water!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- Year built: 1979
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Electric Range,Range Hood,Refrigerator,Self Cleaning Oven,Smooth Top Range,Dryer,Washer,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Area: 852
Basement
- Has basement: Yes
- Basement: Finished-Partial,Walk-Out Access
Bathroom
- Features: Separate Shower
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Vaulted Ceiling(s),Walls (Dry Wall),Formal Dining Room
- Window features: Screens,Thermo Pane Windows,Vinyl Frame,Window Treatments
- Flooring: Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: 1,Propane,Ventless
- Fireplace: Yes
Heating & Cooling
- Heating features: Ductless,Electric
- Cooling features: Ductless
Interior Area
- Total structure area: 2,680
- Total interior livable area: 2,680 sqft
Kitchen
- Features: Tile Counters
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: Level Drive
Details
- Parcel number: 38B5
Features
- Patio & porch: Patio,Porch,Screened Porch
- Exterior features: Concrete Walks,Lighting,Garden,Landscaping,Mature Trees,Other
- Fencing: None
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Dock w/Corp Approval,Lake Privileges,Lake Front,Slip w/Corp Approval,Water Access,Waterfront,Lake
- Waterbody name: Barren River Lake
Lot
- Lot size: 0.40 Acres
- Features: County,Dead End,Out of City Limits,Subdivided
Parking
- Total spaces: 2
- Parking features: Detached Carport,Front Entry
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Winter Weather
- Drought
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance * | $567 | $6,804 |
| Property Taxes | $240 | $2,880 |
| Electricity | $211 | $2,539 |
| Total | $3,495 | $41,940 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-21 | Listed for sale | $489,900 |
View on Zillow