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4826 Rhododendron Loop, Florence, OR, 97439

2beds
2baths
924sqft
$249,900
$270price/sqft
$1,721/moest. monthly cost
$68,840/yrincome needed

About This Home

Looking for the perfect beach getaway? This private retreat is located less than two miles Heceta Beach, the North Jetty and shopping and situated on nearly half an acre of peaceful, secluded land. Inside, the home features newer laminate flooring throughout the kitchen, dining, and living areas, creating a bright and welcoming space. The spacious primary suite offers two large closets and a full bathroom complete with a garden tub and separate shower. A second bedroom and full guest bathroom are conveniently located on the opposite end of the home, providing ideal separation and privacy. Additional highlights include forced-air heating, double-pane vinyl windows, a detached sunroom off the back porch, newer siding and exterior paint, and an updated electrical panel. The property also boasts a large 24’ x 24’ detached garage with 220 power—perfect for projects or storage. With ample space for boats, RVs, and recreational toys, this very private homesite is ready for outdoor enthusiasts. Sellers have added a fenced area for dogs, and the septic tank was recently pumped in 2025. Low property taxes and NO HOA FEES make this home an exceptional coastal property. Ask about potential financing thru Banner Bank with 5% down (primary residence) and 10% down (secondary home) programs for buyers with approved credit! Sellers require potential buyers to submit a proof of funds statement or a pre approval letter for a conventional loan prior to scheduling a showing.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
7/10
Siuslaw Middle SchoolGrades 6-82.4 mi
2/10
Siuslaw High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Approximately
  • Year built: 1977

Materials

  • Foundation: Block,Skirting
  • Roof: Metal
  • Construction materials: T111 Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Manufactured Home

Interior

Appliances

  • Appliances included: Free-Standing Range,Free-Standing Refrigerator,Electric Water Heater

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Laminate Flooring
  • Level: Main

Features

  • Closet,Bathroom,Bathtub,Shower
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Laminate,Vinyl,Wall to Wall Carpet

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Kitchen

  • Features: Free Standing Range, Free Standing Refrigerator, Laminate Flooring
  • Level: Main

Living Room

  • Features: Laminate Flooring
  • Level: Main

Master Bedroom

  • Features: Bathroom,Bathtub, Closet, Shower, Wallto Wall Carpet
  • Level: Main

Property

Accessibility

  • Accessibility features: Minimal Steps,One Level,Parking,Utility Room On Main,Walkin Shower,Accessibility

Details

  • Parcel number: 4096002
  • Zoning: RA/MH

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.43 Acres
  • Features: Level,Private,SqFt 15000 to 19999

Parking

  • Total spaces: 1
  • Parking features: Driveway,RV Access/Parking,Detached,Extra Deep Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$57$684
Property Taxes $225$2,700
Electricity $176$2,119
Total$1,721$20,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,005/yr
40% on housing$51,630/yr
45% on housing$45,893/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 97439$233
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97439$312
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$249,900
2026-04-05Listed for sale$260,000
2026-03-24Pending sale$260,000
2026-03-05Listed for sale$260,000

For Sale by Agent

AgentArica Mitchell
BrokerageSong Real Estate

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