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333 Cardinal Rd, Louisa, VA, 23093

4beds
3baths
2,240sqft
$425,000
$190price/sqft
$2,778/moest. monthly cost
$111,120/yrincome needed

About This Home

Welcome home to the perfect blend of comfort, convenience, and privacy in the desirable Countryside community in the Town of Louisa! Built in 2019, this beautifully maintained 4-bedroom, 2.5-bath home offers 2,240 square feet of living space, making it easy to enjoy everyday life while creating lasting memories with family and friends. From the moment you arrive, the welcoming covered front porch invites you to slow down and relax. Step inside to discover a bright, open floor plan designed for both entertaining and everyday living. At the heart of the home, the spacious kitchen features a large center island, an eat-in dining area, and plenty of room to gather while preparing meals or enjoying conversations. Whether you're hosting dinner parties in the separate formal dining room or serving snacks for game day, this home offers flexible spaces for every occasion. The attached two-car garage offers plenty of room for vehicles, storage, and hobbies. One of the home's most desirable features is its intentional layout. All four bedrooms are located upstairs, creating a natural separation between the main living areas and your private retreat. Whether you're winding down after a busy day or enjoying a quiet weekend morning, you'll appreciate having your personal spaces tucked away from the activity below. The living areas flow seamlessly to the fully fenced backyard. The upgraded wrought iron fencing and spacious back patio provide an attractive outdoor space for recreation, gardening, entertaining, or simply enjoying the fresh air. Enjoy peaceful mornings with a cup of coffee or unwind after a long day while taking in the wooded backdrop. Unlike many neighborhoods, this home backs to mature trees, giving you added privacy and a relaxing view instead of neighboring homes. Located in the established Countryside community, you'll appreciate the convenience of being just minutes from local shops, restaurants, schools, parks, and everyday essentials while still enjoying the charm of small-town living. With an affordable HOA of just $100 per year, this home offers outstanding value in one of Louisa's most convenient locations. If you've been searching for a move-in ready home with modern features, a private backyard, and an excellent location, this is one you won't want to miss. Schedule your private showing today and discover why so many buyers love calling the Town of Louisa home. Opportunities like this don't stay on the market for long!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
7/10
6/10
Louisa County High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,240

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Central Air,Electric

Interior Area

  • Total structure area: 2,240
  • Total interior livable area: 2,240 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 40G 1 23
  • Zoning: RG
  • Special condition: Standard
  • Exclusions: Bookcase

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Earthquake
Hurricane
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$154$1,848
Property Taxes $260$3,120
Electricity $215$2,589
Total$2,778$33,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,245/yr
40% on housing$83,340/yr
45% on housing$74,080/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 23093$210
Louisa County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 23093
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$415,000
2026-07-18Listed for sale$425,000
2020-01-27Sold$247,500

For Sale by Agent

AgentLindsey McClellan
BrokerageReal Broker, LLC

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