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10 Harding Lane, Canton, ME, 04224

2beds
2baths
940sqft
$157,000
$167price/sqft
$1,392/moest. monthly cost
$55,680/yrincome needed

About This Home

Welcome to this 2-bedroom, 2-bath home offering approximately 80 feet of frontage on the Androscoggin River, where the peaceful waterfront setting provides a beautiful backdrop for everyday living. Whether you're searching for your first home, a place to personalize over time, or a property with convenient access to year-round recreation, this home presents an exciting opportunity. The main level features the convenience of first-floor laundry and a dining room with a glass door leading to the rear deck, creating an inviting space to enjoy morning coffee, outdoor dining, or simply take in the river views. Upstairs, you'll find two bedrooms along with a versatile bonus room that can be adapted to suit your needs, whether as a home office, hobby room, recreation space, reading nook, or other flexible use. Outside, the waterfront setting offers opportunities to relax and enjoy the natural surroundings, while the home's location provides convenient access to local schools, shopping, dining, and everyday amenities. Outdoor enthusiasts will appreciate being just approximately 15 minutes from Black Mountain and about 40 minutes from Sunday River, making it easy to enjoy skiing, snowboarding, hiking, and four-season recreation. While the home could benefit from cosmetic updates and your personal touch, it offers a solid opportunity to build equity and create a space that reflects your own style and vision. If you've been looking for an affordable waterfront property with flexibility, character, and room to make it your own, this could be the opportunity you've been waiting for. Schedule your private showing today and imagine the possibilities this Androscoggin River home has to offer.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
Dirigo Elementary SchoolGrades PK-50.5 mi
3/10
4/10
Dirigo High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1932

Materials

  • Roof: Metal
  • Construction materials: Wood Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: New Englander
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Full,Unfinished

Bedroom1

  • Level: Second
  • Area: 127.605
  • Dimensions: 9.05 x 14.1

Bedroom2

  • Level: Second
  • Area: 109.86700000000002
  • Dimensions: 9.05 x 12.14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second
  • Area: 55.02400000000001
  • Dimensions: 9.05 x 6.08

Dining Room

  • Level: First
  • Area: 112.46039999999999
  • Dimensions: 14.04 x 8.01

Features

  • Flooring: Carpet,Laminate,Wood
  • Finished area below ground: 0
  • Finished area above ground: 940

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 940
  • Total interior livable area: 940 sqft

Kitchen

  • Level: First
  • Area: 140.28
  • Dimensions: 10.02 x 14

Laundry

  • Level: First
  • Area: 64.4166
  • Dimensions: 7.11 x 9.06

Living Room

  • Level: First
  • Area: 196.60199999999998
  • Dimensions: 15.1 x 13.02

Property

Details

  • Parcel number: DIXFM014L124
  • Zoning: Shoreland

Features

  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterbody name: Androscoggin
  • Frontage length: Waterfrontage: 80,Waterfrontage Owned: 80

Lot

  • Lot size: 0.40 Acres
  • Features: Neighborhood,Rural,Level,Open Lot

Parking

  • Parking features: Gravel,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $793$9,516
Home Insurance $54$648
Property Taxes $301$3,612
Electricity $244$2,930
Total$1,392$16,704

Income You'd Need if You Spent...

35% on housing$47,725/yr
40% on housing$41,760/yr
45% on housing$37,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 04224$71
Oxford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 04224
Oxford County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$157,000
2026-08-03Listed for sale$157,000
2019-12-09Sold$60,000

For Sale by Agent

BrokerageFontaine Family-The Real Estate Leader

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