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855 S Waukeenah St, Monticello, FL, 32344

4beds
3baths
1,798sqft
$424,900
$236price/sqft
$3,399/moest. monthly cost
$135,960/yrincome needed

About This Home

Stunning New Construction recently built by Southern Construction. Centrally located in downtown Monticello, with mature landscaping, and plenty of room for the family. This 4 bed and 3 bath home features vinyl plank flooring, granite countertops, walk in tile shower and tub in master, upgraded trim package, and stainless appliances. Nice large back porch with deck, over looking the large beautiful back yard!! Come see all this home has to offer today!!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

--
Babies/TapGrades 6-123.3 mi
3/10
Jefferson K-12 SchoolGrades PK-123.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Ice Maker,Microwave,Oven,Range,Refrigerator,Stove

Bedroom2

  • Dimensions: 13x11

Bedroom3

  • Dimensions: 12x10

Bedroom4

  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Dimensions: 12x11

Family Room

  • Dimensions: -

Features

  • Tray Ceiling(s),High Ceilings,Vaulted Ceiling(s),Pantry,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Plank,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,798
  • Total interior livable area: 1,798 sqft

Kitchen

  • Dimensions: 12x10

Living Room

  • Dimensions: 19x16

Master Bedroom

  • Dimensions: 15x14

Property

Details

  • Parcel number: 302N5E000011710000
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Covered,Porch
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$338$4,056
Property Taxes $716$8,592
Electricity $197$2,366
Total$3,399$40,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,537/yr
40% on housing$101,970/yr
45% on housing$90,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 32344$166
Jefferson County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 32344$218
Jefferson County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$424,900
2026-07-23Price change$434,900
2026-07-07Listed for sale$444,900
2024-10-02Sold$53,000

New Construction

AgentJared Parramore
BrokerageCoastwise Realty

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