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77707 Lumber Creek Blvd, Yulee, FL, 32097

4beds
2baths
1,543sqft
$350,000
$227price/sqft
$2,600/moest. monthly cost
$104,000/yrincome needed

About This Home

Rare opportunity to own one of the LARGEST lots in Lumber Creek! UPGRADES GALORE and SO MUCH MORE in this beautifully maintained 4-bedroom home that has been recently renovated and is MOVE-IN READY! Prepare to be impressed with the oversized fenced yard that provides privacy and plenty of room to relax (And build a pool), entertain, and enjoy a cool breeze from the surrounding ponds. This Lumber Creek retreat features an extended covered patio, fire pit, fountain, outdoor lighting, lush NEW sod, NEW landscaping, and fragrant jasmine creating a peaceful setting day & night. An outdoor storage shed adds even more functionality to this impressive outdoor space. Inside, you'll find numerous UPDATES & UPGRADES including NEW interior paint, NEW flooring, NEW lighting, and an UPGRADED kitchen w/ granite countertops, Espresso cabinets w/ crown molding, a custom spice rack, and an extended breakfast bar. The finished garage is a man's dream space with UPGRADED lighting, epoxy flooring & fully painted. Located in desirable Lumber Creek, residents enjoy a community pool & playground and is just a short walk to the exciting Nassau Crossing Park! With beaches, shopping, local dining, and top-rated schools just minutes away, this home offers everything you are looking for and more! Schedule your showing today before this beauty is SOLD tomorrow!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Yulee High SchoolGrades 5,9-121.9 mi
9/10
Yulee Middle SchoolGrades 6-82.1 mi
8/10
Wildlight ElementaryGrades PK-52.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Split Bedrooms,Storage,Window Treatments
  • Window features: Other,See Remarks,Blinds

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,543
  • Total interior livable area: 1,543 sqft

Property

Details

  • Parcel number: 092N27129200090000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Rear Porch,Covered,Patio
  • Exterior features: Fence,Sprinkler/Irrigation

Lot

  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Driveway,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$190$2,280
Property Taxes $444$5,328
Electricity $197$2,366
Total$2,600$31,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,142/yr
40% on housing$78,000/yr
45% on housing$69,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 32097$195
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32097$197
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$350,000
2026-07-06Price change$355,000
2026-06-11Listed for sale$360,000
2019-07-05Sold$224,900

For Sale by Agent

AgentAngela Garcia
BrokerageWATSON REALTY CORP.

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