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79425 Plummers Creek Dr, Yulee, FL, 32097

4beds
3baths
2,555sqft
$529,000
$207price/sqft
$3,890/moest. monthly cost
$155,600/yrincome needed

About This Home

ASSUMABLE VA LOAN AT 4.375% for qualified buyers, subject to lender approval and eligibility requirements! Move up without settling for a builder-basic home in this beautifully upgraded, move-in-ready Plummer Creek property offering 4 bedrooms, 3 full bathrooms, 2,555 square feet and a spacious 3-car garage—all on one level. The open-concept floor plan features custom wood beams, bay windows, an electric fireplace with built-in cabinetry and pocket sliding doors leading to the screened lanai. At the heart of the home, the gourmet kitchen offers an oversized island, extended cabinetry, abundant storage and plenty of room for cooking and entertaining. The flexible bedroom layout provides options for guests, a home office, hobbies or multigenerational living. Outside, enjoy an extended paver patio and fully fenced backyard ideal for outdoor dining, pets and relaxing. Additional features include a water softener, dual water heaters, wraparound gutters, pull-down attic access and generous storage. Plummer Creek residents enjoy a community pool, playground, basketball court and private kayak launch, plus a low HOA and NO CDD fees. Conveniently located near I-95, Jacksonville International Airport, Kings Bay, shopping, Amelia Island and Northeast Florida beaches, this home combines upgraded single-story living, valuable garage space and a desirable Yulee location. Schedule your private showing and ask about the potentially assumable 4.375% VA mortgage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Wildlight ElementaryGrades PK-51.9 mi
9/10
Yulee Middle SchoolGrades 6-84.3 mi
5/10
Yulee High SchoolGrades 5,9-124.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Water Softener Owned,Stove,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Insulated Windows

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,555
  • Total interior livable area: 2,555 sqft

Property

Details

  • Parcel number: 122N26160400020000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Rear Porch,Covered,Patio,Screened
  • Exterior features: Fence,Sprinkler/Irrigation

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: .21

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Three or more Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$288$3,456
Property Taxes $671$8,052
Electricity $257$3,085
Total$3,890$46,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,371/yr
40% on housing$116,700/yr
45% on housing$103,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 32097$194
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32097$197
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for rent$3,000
2026-06-12Listed for sale$529,000
2022-05-20Sold$520,000
2022-03-25Pending sale$499,000
2022-03-24Listed for sale$499,000
2019-11-19Sold$373,469

For Sale by Agent

AgentRenee Cotromano
BrokerageREAL BROKER LLC

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