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1354 New Salem Rd, Pontotoc, MS, 38863

4beds
3baths
3,044sqft
$696,900
$229price/sqft
$4,659/moest. monthly cost
$186,360/yrincome needed

About This Home

Peaceful Country Living at Its Finest! Discover your own private retreat with this stunning 3,044 sq. ft. custom-built home nestled on 60 picturesque acres that border the Tombigbee National Forest. Offering 4 bedrooms and 3 full bathrooms, this home also includes smart-home features, an oversized two-car garage, a built-in storm shelter with panic button and abundant storage throughout. Inside, you'll find a spacious kitchen with a separate pantry/canning room just off the breakfast area, along with formal living and dining rooms perfect for entertaining. The floored attic provides endless potential and could easily be finished into an additional bedroom, bonus room, or family space. Schedule your private showing today

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
6/10
South Pontotoc High SchoolGrades 9-1214.5 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Great Room

  • Level: First

Interior Area

  • Total structure area: 3,044
  • Total interior livable area: 3,044 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 16833000004, 1683300000401

Features

  • Levels: Two
  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 60 Acres
  • Lot size dimensions: 60 acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Hail

FEMA Declared Disasters in Pontotoc County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,523$42,276
Home Insurance *$563$6,756
Property Taxes $290$3,480
Electricity $283$3,396
Total$4,659$55,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,737/yr
40% on housing$139,770/yr
45% on housing$124,240/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 38863$112
Pontotoc County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 38863$142
Pontotoc County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$696,900
2026-06-30Listed for sale$699,400
2022-09-28Listing removed--
2022-09-21Listed for sale$525,000
2021-12-01Listing removed--
2021-09-17Listed for sale$549,900

For Sale by Agent

AgentTomisha Ford
BrokerageProperty Pros

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