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129 Rosebay Dr, Mooresville, NC, 28117

3beds
3baths
2,588sqft
$490,000
$189price/sqft
$3,271/moest. monthly cost
$130,840/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac in a prime Mooresville location, this beautifully maintained 1.5-story home blends thoughtful design, custom details, and low-maintenance living. With the majority of living space on the main level, it offers both comfort and flexibility for the way today’s buyers want to live. The main floor features a spacious primary suite retreat, complete with updated mirror and lighting fixtures in the bath, along with a generous walk-in closet. A secondary bedroom and full bath on the main level provide ideal space for guests, while a dedicated study/office offers privacy for working from home. At the heart of the home, the kitchen impresses with a large island with seating, a stunning custom-designed walk-in pantry with built-in storage, and a laundry room just off the kitchen complete with a utility sink. Hardwood floors flow throughout the main living areas, and the inviting fireplace creates the perfect gathering space for cozy evenings. Upstairs, a loft provides flexible bonus living space alongside a third bedroom and full bath — ideal for guests, hobbies, or a private retreat. Walk-in attic storage adds exceptional functionality rarely found in homes of this size. Step outside to enjoy a screened-in porch overlooking a serene, wooded backdrop — the perfect setting for morning coffee or relaxing evenings. Updated landscaping and flower beds enhance the home’s curb appeal, while the two-car garage offers additional storage space behind. The HOA covers lawn maintenance and full-property irrigation, creating truly easy living. Community amenities include a pool, dog park, walking trails, playground, and recreation area — all within a highly desirable Mooresville location close to shopping, dining, and Lake Norman access. A rare combination of privacy, thoughtful upgrades, and turnkey convenience — this home is ready to welcome its next owner.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
3/10
Lakeshore Middle SchoolGrades 6-81.6 mi
7/10
Lake Norman High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Wood
  • Construction materials: Fiber Cement,Hardboard Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Exhaust Fan,Gas Range,Gas Water Heater,Microwave,Refrigerator with Ice Maker,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Bar,Built-in Features,Drop Zone,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Family Room,Gas,Gas Log,Gas Vented
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,588

Heating & Cooling

  • Heating features: Central,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,588
  • Total interior livable area: 2,588 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Upper

Office

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Door Width 32 Inches or More

Details

  • Parcel number: 4648740754.000
  • Zoning: sfr
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: In-Ground Irrigation,Lawn Maintenance

Lot

  • Lot size: 0.26 Acres
  • Features: Cul-De-Sac,Level,Private

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$142$1,704
Property Taxes $411$4,932
Electricity $241$2,892
Total$3,271$39,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,148/yr
40% on housing$98,130/yr
45% on housing$87,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 28117$278
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28117$256
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$525,000
2019-03-21Sold$322,000
2018-09-12Sold$72,500

For Sale by Agent

AgentKimjera Whittington
BrokerageEXP Realty LLC Mooresville

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