2845 State Route 144 W, Philpot, KY, 42366
About This Home
Welcome to this beautiful 7-acre mini farm offering space, privacy, and modern efficiency. This 2-bedroom, 2-bath home features 2,146 sq ft of finished living space with a walk-out basement, blending comfort with functionality. Inside, you’ll find a mix of hardwood, luxury vinyl, and tile flooring throughout. The kitchen is equipped with stainless steel appliances, granite countertops, and opens to a dedicated dining area—ideal for everyday living or hosting guests. Two LP gas log fireplaces add warmth and character, while geothermal heating and air and new solar power installed in 2024 provide energy efficiency year-round. Major updates include a new roof (2024), new front porch (2024), and one newly added deck with another replaced in 2024, creating excellent outdoor living spaces. Enjoy summer days in the above-ground pool surrounded by mature landscaping. Additional features include an attached 2-car carport and a 30 x 40 shop with electric and a concrete floor, ideal for equipment, hobbies, or extra storage. With rolling acreage and thoughtful updates throughout, this property offers the ideal blend of country living and modern convenience. Not interested in that much acreage? Seller is willing to split it up!! Call today for more info and your own personal tour.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Block,Crawl Space
- Roof: Dimensional
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Electric Water Heater
- Laundry features: W/D Hookup
Basement
- Has basement: Yes
- Basement: Block
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Dining Area
Features
- Ceiling Fan(s),Granite,Walk-in Shower
- Window features: Replacement Windows
- Flooring: Hardwood,Tile,Vinyl
- Fireplace features: Free Standing,Gas Log
- Fireplace: Yes
- Attic: Partially Floored,Pull Down Stairs
- Finished area below ground: 700
- Finished area above ground: 1,446
Heating & Cooling
- Heating features: Fireplace(s),Forced Air,Geothermal,Other
- Cooling features: Ceiling Fan(s),Geothermal
Interior Area
- Total structure area: 2,146
- Total interior livable area: 2,146 sqft
Kitchen
- Features: Granite Counters
Property
Details
- Parcel number: 5606
Features
- Levels: Tri-level
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck
- Exterior features: Scenic
Lot
- Lot size: 7.03 Acres
- Features: 150+ Front,Cleared,Pasture/Gardens,Plat,Rolling Slope,Landscaped
- Lot size dimensions: 7.025 Acres
Parking
- Total spaces: 2
- Parking features: Carport,Garage,Other,Concrete,Gravel
- Has garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $203 | $2,436 |
| Property Taxes | $382 | $4,584 |
| Electricity | $169 | $2,033 |
| Total | $2,776 | $33,312 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Listed for sale | $379,900 |
| 2026-08-17 | Listing removed | $399,900 |
| 2026-02-12 | Listed for sale | $399,900 |
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