51150 N White Swan Lake Rd, Bigfork, MN, 56628
About This Home
Lake living, country acres, and privacy? Yes, this one has it all! Built in 2021, this 2 bed, 2 bath home features an open concept main level with primary bedroom and bath, natural woodwork, and an attached heated garage. Upstairs, you'll love the huge family room providing plenty of floor space for additional bedrooms if needed, a guest bedroom, and 3/4 bath. Step outside into the yard where a huge vegetable garden is established, the ATV/snowmobile trails is just steps away, and the room for expansion is abundant! The solar panels are paid off and produce excess energy that can be sold back to the power company each month. Across the road, you'll find a park like setting with perennials, a picnic area, and towering mature trees. Take a short stroll to the lakeshore and enjoy beautiful east-facing views of White Swan Lake. White Swan Lake is a great fishing lake at 165 acres, a max depth of 19 feet, and superb water clarity. Catch panfish, Northern, and walleye and watch the white swans from the dock!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Roof: Age 8 Years or Less
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Main Level,Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 2,016
Heating & Cooling
- Heating features: Forced Air,Heat Pump
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 2,016
- Total interior livable area: 2,016 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 550033310
- Zoning description: Residential-Single Family
- Foundation area: 1008
Features
- Levels: Two
- Stories: 2
- Has view: Yes
- View description: East
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Undeveloped)
Lot
- Lot size: 13.70 Acres
- Features: Accessible Shoreline,Irregular Lot,Property Adjoins Public Land,Suitable for Horses,Tillable,Tree Coverage - Medium
- Lot size dimensions: 258 x 1000 x 380 x 1325 x 395 x 215 x 122
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Landslide
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Itasca County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $645 | $7,740 |
| Property Taxes | $537 | $6,444 |
| Electricity | $170 | $2,050 |
| Total | $5,144 | $61,728 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $750,000 |
| 2008-11-07 | Sold | $149,900 |
| 2008-08-11 | Sold | $143,000 |
View on Zillow