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1095 State Highway 143, Patterson, MO, 63956

4beds
3baths
2,645sqft
$269,000
$102price/sqft
$1,947/moest. monthly cost
$77,880/yrincome needed

About This Home

**NEW ROOF*** Looking for a home that fits your whole family—and your lifestyle? Welcome to 1095 State Highway 143 in Patterson, MO. This spacious 4-bedroom, 2.5-bath home offers 1.5+/- acres, 2,600 +/- sq ft of living space with the open-concept floor plan families love. The large kitchen flows seamlessly into the living and dining areas, perfect for family dinners and weekend gatherings. A second living area gives kids or guests their own space, while you relax or entertain with ease. Bonus room can be a 5th bedroom or office space. Outside, a large garage and storage building provide the workshop, boat storage, or hobby space you’ve been looking for. Brand new roof was added the end of June 2026- shutters were replaced as well. Located in the Clearwater School District and just minutes from Sam A. Baker State Park and Clearwater Lake, this home puts family, education, and recreation all within reach. Please call or text for more information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
Clearwater Middle SchoolGrades 5-88.4 mi
2/10
Clearwater High SchoolGrades 9-128.2 mi
5/10

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Other
  • Roof: Shake / Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Other,Electric,Gas,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,645 sqft

Property

Details

  • Parcel number: 083007000000011000

Features

  • Exterior features: Vinyl,Brick
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 1.50 Acres

Parking

  • Parking features: Carport,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$265$3,180
Property Taxes $121$1,452
Electricity $201$2,423
Total$1,947$23,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,754/yr
40% on housing$58,410/yr
45% on housing$51,920/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 63956$72
Wayne County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 63956
Wayne County$90

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Price change$269,000
2026-05-01Listed for sale$272,900
2026-05-01Listing removed$274,900
2025-10-17Price change$274,900
2025-09-05Listed for sale$275,000

For Sale by Owner

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