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307 N Winchester Lane, Hubert, NC, 28539

4beds
3baths
2,016sqft
$220,000
$109price/sqft
$1,512/moest. monthly cost
$60,480/yrincome needed

About This Home

Welcome home to 307 North Winchester Lane in Hubert, North Carolina. This newly remodeled home sits on a .34-acre lot and offers a fresh, comfortable space that is ready for its next owner. Inside, you will find fresh paint, updated flooring, and an updated kitchen that gives the home a bright and open feel. The layout is easy to enjoy and offers plenty of room for everyday living. The location is another great feature. You are just minutes from Camp Lejeune's Highway 172 back gate, Swansboro's shops and restaurants, and the Intracoastal Waterway for boating, fishing, and enjoying the coast. With the updates already completed and a convenient Hubert location, this home is ready for you to come take a look. Schedule your showing today.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Queens Creek ElementaryGrades PK-52.6 mi
6/10
Swansboro MiddleGrades 6-82.7 mi
8/10
Swansboro HighGrades 9-122.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Brick/Mortar,Block,Other,Crawl Space,Pilings
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Refrigerator,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Bookcases,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: Laminate,Vinyl
  • Attic: None

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1314b143
  • Zoning: R-8M
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 0.34 Acres
  • Features: Interior Lot
  • Lot size dimensions: L18 Sn P1 Queens Creek M/H Estates

Parking

  • Parking features: Gravel,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$81$972
Property Taxes $119$1,428
Electricity $200$2,405
Total$1,512$18,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,840/yr
40% on housing$45,360/yr
45% on housing$40,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 28539$138
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28539$171
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$220,000
2026-02-24Listing removed$230,000
2026-01-22Price change$230,000
2025-11-07Listed for sale$240,126
2025-03-12Sold$219,000
2025-02-15Pending sale$219,000
2025-02-08Contingent$219,000
2024-11-28Price change$219,000
2024-11-22Listed for sale$221,000
2024-11-14Contingent$221,000
2024-10-31Price change$221,000
2024-09-24Price change$225,000
2024-09-11Listed for sale$230,000
2024-08-21Sold$40,000

For Sale by Agent

AgentRonda Scott
BrokerageRE/MAX Homestead Swansboro

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