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9001 Wilmington Highway, Holly Ridge, NC, 28445

2beds
1baths
840sqft
$1,199,800
$1,428price/sqft
$8,019/moest. monthly cost
$320,760/yrincome needed

About This Home

Rare opportunity along US Hwy 17 in Holly Ridge. This listing combines 2 tracts for a total of 10.6 acres with substantial road frontage in a high-growth corridor. Improvements include 40x60 garage/workshop plumbed for two restrooms and a commercial kitchen, offering versatile space for a varitey of uses. An existing house is also located on the property and will require significant work to be made livable. Conveniently situated between Wilmington, Jacksonville and Topsail Island, this location offers excellent visibility, strong traffic counts, proximity to beach, military bases and expanding residential communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Dixon ElementaryGrades PK-56.1 mi
7/10
Dixon MiddleGrades 6-85.9 mi
4/10
Dixon HighGrades 9-126.0 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Combination

Features

  • None
  • Fireplace features: None

Heating & Cooling

  • Heating features: Space Heater,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 74746.1
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: None
  • Fencing: None
  • Living area range: 800 - 999

Lot

  • Lot size: 10.60 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,066$72,792
Home Insurance *$295$3,540
Property Taxes $1,458$17,496
Electricity $200$2,405
Total$8,019$96,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$274,937/yr
40% on housing$240,570/yr
45% on housing$213,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,428This listing

vs Other Active Listings

Avg $/sqft

ZIP 28445$326
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28445$235
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-22Price change$917,900
2025-10-22Price change$1,199,800
2025-09-12Price change$917,900
2025-09-12Listed for sale$1,199,800

For Sale by Agent

AgentOlivia Morris
BrokerageFathom Realty NC LLC

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