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109 2nd Ave SW, Kulm, ND, 58456

5beds
2baths
1,680sqft
$199,999
$119price/sqft
$1,803/moest. monthly cost
$72,120/yrincome needed

About This Home

HOME FOR SALE by Owner ~ $199,999 in Kulm, ND Timeless Character. Warmth. Space. A Home You’ll Truly Feel. This beautifully preserved 1920s home is the kind of place that instantly feels like home the moment you walk through the door. Filled with original charm and thoughtful updates, it offers a rare blend of character, comfort, and space that’s hard to find. The heart of the home is an expansive 25 x 15 foot living room, where natural light, rich hardwood floors, and elegant crown molding create a warm and inviting atmosphere. Classic glass French doors lead into a spacious dining room—perfect for hosting gatherings, holidays, and everyday moments that matter. Original details like 9-inch baseboards, stunning woodwork, and a charming brick fireplace with a wood mantle add timeless beauty and craftsmanship throughout the main level. The layout offers both charm and functionality, featuring a main-floor bedroom, convenient laundry area, and a cozy kitchen that keeps everything within reach. Upstairs, enjoy your own private retreat with a large bedroom and generous walk-in closet—a peaceful space to unwind. The lower level expands your living space even further with a large family room or bedroom, additional bedroom, bathroom, and multiple-use areas, ideal for hobbies, guests, or creating the space you’ve always wanted. Step outside and you’ll discover one of this home’s most special features—a huge yard with an expansive backyard offering endless possibilities. Whether you’re entertaining, gardening, or simply enjoying the outdoors, this space is truly something special. Additional highlights include: Main Level - All essential living quarters to include; living room, dining room, kitchen, bathroom, bedroom, and laundry room Basement includes 2 bedrooms (no egress windows), one bathroom, large furnace room, fuel tank & storage room Upstairs includes spacious bedroom and walk-in closet Beautiful hardwood floors throughout the main level Newer windows and doors (within the last 8years) Low-maintenance white steel siding Detached single-stall garage (384 square footage) Large lot with room to relax, grow, and enjoy Square footage: Livable square footage above ground = 1,680 Below ground square footage = 1,260 NOTE: Basement offers potential for separate living quarters featuring a bedroom, bathroom, laundry hookups, and private entrance. Ideal for multigenerational living, guest suite, or future conversion (buyer to verify zoning and use). This is more than just a house—it’s a home filled with warmth, history, and character you simply can’t replicate. Come see it for yourself… you’ll understand the moment you walk inside. It is a home that will bring everlasting joy to your family. Parcel #30 legal description: Lot size 150 by 73 feet. Showings will be scheduled on weekends and weekday evenings after 6:15 PM. Home is located: 109 2nd Ave SW Kulm, ND

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Kulm Elementary SchoolGrades PK-81.0 mi
9/10
Kulm High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1927

Type & Style

  • Home type: Unknown

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 351100040

Lot

  • Lot size: 0.25 Acres

Parking

  • Parking features: Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters Across North Dakota Counties

Flood
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance $270$3,240
Property Taxes $381$4,572
Electricity $141$1,698
Total$1,803$21,636

Income You'd Need if You Spent...

35% on housing$61,817/yr
40% on housing$54,090/yr
45% on housing$48,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 58456$49
LaMoure County$67

vs Homes Sold Last Month

Median $/sqft

ZIP 58456
LaMoure County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Price change$199,999
2026-07-13Price change$210,000
2026-06-29Listed for sale$222,000

For Sale by Owner

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