5571 Inspiration St, Milton, FL, 32570
About This Home
Tucked away in the Whisper Creek neighborhood, this beautifully designed 5-bedroom, 3-bath home offers the perfect balance of space, functionality, and convenience—just minutes from everything Milton has to offer while still feeling peacefully removed from the hustle and bustle. Inside, you’ll find a flexible layout with a dedicated office space ideal for working from home, generous living areas, and thoughtful details throughout. The kitchen is a standout feature with not one, not two, but THREE pantries—offering exceptional storage and organization rarely found at this price point. Upstairs, the centrally located laundry room adds everyday convenience, positioned perfectly between the bedrooms. The oversized primary suite serves as a private retreat featuring a huge walk-in closet, relaxing garden tub, separate stand-alone shower, and plenty of room to unwind. Additional highlights include paid-off solar panels for energy efficiency and long-term savings, plus a garage complete with a utility sink and service door for added functionality. Located in the desirable Whisper Creek community, this home combines comfort, practicality, and space in a location that keeps you close to shopping, dining, and everyday conveniences while still feeling tucked away from it all.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2019
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Disposal,Refrigerator,Self Cleaning Oven
- Laundry features: Inside,W/D Hookups
Bedroom
- Level: Second
- Area: 110
Bedroom1
- Level: Second
- Area: 132
Bedroom2
- Level: Second
- Area: 176
Bedroom3
- Level: Second
- Area: 140
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 120
Features
- Baseboards,Ceiling Fan(s),High Ceilings,Recessed Lighting
- Window features: Double Pane Windows,Blinds,Shutters,Impact Resistant Windows
- Flooring: Tile,Carpet,Simulated Wood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,630
- Total interior livable area: 2,630 sqft
Kitchen
- Level: First
- Area: 144
Living Room
- Level: First
- Area: 357
Master Bedroom
- Level: Second
- Area: 272
Office
- Level: First
- Area: 143
Property
Details
- Parcel number: 262n29571500h000020
- Zoning description: Res Single
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Porch
- Exterior features: Rain Gutters
- Fencing: Back Yard,Privacy
Lot
- Lot size: 0.28 Acres
- Features: Central Access,Sprinkler
Parking
- Total spaces: 4
- Parking features: 2 Car Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Rosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $389 | $4,668 |
| Property Taxes | $309 | $3,708 |
| Electricity | $264 | $3,176 |
| Total | $2,908 | $34,896 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $385,000 |
| 2019-12-16 | Sold | $267,810 |
View on Zillow