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19335 168th St, Live Oak, FL, 32060

4beds
4baths
3,800sqft
$725,000
$191price/sqft
$5,231/moest. monthly cost
$209,240/yrincome needed

About This Home

Luxury meets country living on over 5 private acres just 5 minutes from the Suwannee River and near several of North Florida's most beautiful springs. Custom built in 2020, this exceptional 3,800-square-foot home blends high-end craftsmanship, comfort, and efficiency. The spacious open floor plan features soaring 10' and 11' ceilings, custom cabinetry and built-ins with walnut tops, an 11' tray ceiling in the great room, and an electric fireplace. The gourmet kitchen offers Brazilian quartzite countertops, a butler's pantry, and matching quartzite surfaces in the pantry, laundry room, and outdoor kitchen. The luxurious primary suite includes granite flooring and countertops, custom closets, and a spa-like shower that doubles as a sauna. Upstairs, you'll find a large bonus room with a full bath plus an office with a closet that could serve as a guest space or MIL quarters. Built with quality in mind, the home features 2x6 exterior walls, double-insulated windows, spray foam insulation, dimmer switches throughout, and a 50-year shingle roof for outstanding energy efficiency and durability. Two adjoining 5+ acre parcels are also available at a discounted price, offering the opportunity to expand to more than 16 total acres.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
Suwannee Elementary SchoolGrades PK-513.1 mi
5/10
Suwannee Middle SchoolGrades 6-812.8 mi
4/10
Suwannee High SchoolGrades 9-1213.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Electric Range,Glass Cooktop,Range Hood,Double Oven,Stainless Steel Appliance(s),Other
  • Laundry features: Laundry Room,Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Fireplace,Ceiling Fan(s),Bonus Room,Open Floorplan,Granite Counters,Quartz Counters
  • Window features: Insulated Windows,Blinds
  • Flooring: Hardwood,Carpet,Ceramic Tile,Other
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,800
  • Total interior livable area: 3,800 sqft

Property

Details

  • Parcel number: 0704S12E10560000206
  • Zoning: A-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Covered,Rear Porch
  • Exterior features: Rain Gutters Whole Roof

Lot

  • Lot size: 5.43 Acres
  • Lot size dimensions: 5 ac

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Suwannee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$428$5,136
Property Taxes $756$9,072
Electricity $382$4,589
Total$5,231$62,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,348/yr
40% on housing$156,930/yr
45% on housing$139,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 32060$201
Suwannee County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 32060
Suwannee County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$725,000
2015-03-02Sold$29,995

For Sale by Agent

AgentKaty Yanossy
BrokeragePOOLE REALTY INC.

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