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19794 Bruce St #45, Lytle, TX, 78052

3beds
2baths
1,088sqft
$34,900
$32price/sqft
$504/moest. monthly cost
$20,160/yrincome needed

About This Home

Welcome home to this spacious and affordable 3-bedroom, 2-bathroom home located in the welcoming Lytle community! This well-maintained home features an open-concept floor plan with a large living area that flows seamlessly into the kitchen and dining space, creating the perfect setup for entertaining family and friends. The kitchen offers ample cabinet and counter space, making meal prep and storage a breeze. The primary bedroom includes a private full bathroom, while two additional bedrooms provide plenty of space for family members, guests, or a home office. A second full bathroom adds convenience for everyday living. Outside, you'll find a private driveway, attractive curb appeal, and a covered entry deck to enjoy your morning coffee or evening relaxation. Whether you're a first-time homebuyer, looking to downsize, or searching for an affordable place to call home, this 3-bedroom, 2-bathroom home in Lytle offers comfort, space, and value all in one package. Contact us today to schedule your personal tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Lytle Primary SchoolGrades PK-13.1 mi
4/10
Lytle Junior High SchoolGrades 6-83.5 mi
4/10
Lytle High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2014

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,088 sqft

Property

Details

  • Parcel number: 0253300000004501

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Drought
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$22$264
Property Taxes $68$816
Electricity $238$2,859
Total$504$6,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,280/yr
40% on housing$15,120/yr
45% on housing$13,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$32This listing

vs Other Active Listings

Avg $/sqft

ZIP 78052$144
Atascosa County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 78052$187
Atascosa County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-12Listed for sale$34,900

For Sale by Owner

AgentProperty Owner

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