320 3rd St SW, Rugby, ND, 58368
About This Home
3 Unit Apartment Building 2 units are 2 bed 1 bath and other unit is 3 bed 2 bath. Each unit has own washer/dryer and separate electric meter. Boiler system heat. Had shingles replaced in 2019. 2 units currently rented with long term tenants. The 3 bed 2 bath upstairs apartment was used for hired help to stay. Perfect opportunity for someone to live in the upstairs unit while collecting income from other 2 units.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Roof: Shake / Shingle
Type & Style
- Home type: MultiFamily
Interior
Appliances
- Appliances included: Dryer,Range / Oven,Refrigerator,Washer
Basement
- Basement: Partially finished
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 4
- Full bathrooms: 4
Features
- Flooring: Carpet,Linoleum / Vinyl
Interior Area
- Total interior livable area: 2,800 sqft
Property
Details
- Parcel number: 08444000
Features
- Exterior features: Vinyl,Wood
- Has view: Yes
- View description: City
Lot
- Lot size: 0.28 Acres
Parking
- Parking features: Off-street,On-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Ice Storm
- Strong Wind
- Hail
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across North Dakota Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $652 | $7,824 |
| Home Insurance | $513 | $6,156 |
| Property Taxes | $102 | $1,224 |
| Electricity | $180 | $2,171 |
| Total | $1,447 | $17,364 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-23 | Listed for sale | $129,000 |
| 2018-01-04 | Sold | -- |
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