See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

25 Pommier Ln, Garvin, MN, 56132

3beds
2baths
1,344sqft
$274,500
$204price/sqft
$1,989/moest. monthly cost
$79,560/yrincome needed

About This Home

Welcome to the lake life on Pommier Lane, nestled in the peaceful Inlet Waters of Lake Shetek. Whether you're looking for a weekend retreat or a place to enjoy every season, this inviting 3-bed, 2-bath home offers the perfect blend of comfort, relaxation, & recreation. Inside, you'll love the bright, open layout featuring vaulted ceilings & a spacious kitchen, dining, & living area designed for gathering with family & friends. The updated kitchen showcases maple cabinetry, a pantry, gas range, & a sink overlooking the private backyard. A versatile flex space creates the perfect spot for a cozy sitting area, reading nook, home office, or play space. The spacious primary suite offers a walk-in closet & private full bath, while the convenient back entry includes the laundry area w/washer & dryer. Recent improvements, including updated flooring, maple kitchen cabinets, & a metal roof, provide peace of mind & modern appeal. Step outside & discover where lake memories are made. Sip your morning coffee on the deck, grill dinner on the patio, gather around the fire pit under the stars, or unwind in the shaded backyard after a day on the water. The detached garage, storage shed, vinyl siding, & rural water sign-up add everyday convenience. Best of all, you'll enjoy deeded access with a 1/10 ownership interest, your dock included, & the home is being sold partially furnished—so you can spend more time making memories at the lake. Your next chapter at Lake Shetek is waiting.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Tracy Elementary SchoolGrades PK-66.7 mi
6/10
Tracy SecondaryGrades 7-126.5 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 96

Bedroom3

  • Level: Main
  • Area: 96

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • 3+ Bedrooms Same Level,Main Floor Laundry,Vaulted Ceiling(s)
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: Main
  • Area: 154

Living Room

  • Level: Main
  • Area: 208

Master Bedroom

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 111400490

Features

  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterbody name: Shetek

Lot

  • Lot size: 0.46 Acres
  • Features: City Lot
  • Lot size dimensions: 100x200

Parking

  • Total spaces: 1
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Hail
Strong Wind
Tornado
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Murray County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,388$16,656
Home Insurance *$351$4,212
Property Taxes $80$960
Electricity $170$2,050
Total$1,989$23,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,194/yr
40% on housing$59,670/yr
45% on housing$53,040/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 56132$130
Murray County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 56132$105
Murray County$112

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$274,500
2010-07-28Sold$39,900

For Sale by Agent

AgentJen M Rolfs
BrokerageReal Estate Retrievers

Similar Homes